RMBS Analyst/Senior Analyst/Associate (New York, Chicago)

Location: Hybrid, with office attendance Tuesday through Thursday in New York, New York, or Chicago, Illinois, United States.

Salary: $75,000–$95,000 annual base salary.

Company

hirify.global is a full-service credit rating agency focused on credit ratings and research for structured finance and other markets.

What you will do

• Analyze RMBS transactions, including originator and servicer evaluations, loan pool analysis, bond structure modeling, and legal structure and documentation review.
• Prepare credit memoranda and present transactions to rating committees.
• Prepare and contribute to transaction reports for publication.
• Support market commentaries related to topical events and research.
• Conduct ongoing surveillance of rated transactions and update ratings when warranted.
• Attend seller and servicer due diligence, with travel required in some cases.

Requirements

• B.A. or B.S. degree in a relevant field.
• For Analyst level: 0–2 years of experience performing credit analysis within the RMBS sector at a rating agency, buy-side investor, credit research organization, or similar environment.
• For Senior Analyst/Associate level: at least 2 years of experience performing credit analysis within the RMBS sector at a rating agency, buy-side investor, credit research organization, or similar environment, or an MBA or other advanced degree.
• Strong Excel skills; an Excel test may be administered during the interview process.
• Strong oral and written communication skills; a writing sample may be requested.
• Exceptional attention to detail and the ability to take initiative and work independently.
• Ability to work closely with partners in a collaborative environment.

Nice to have

• VBA, Python, R, or SQL skills.
• Familiarity with residential mortgage datasets and tools such as CoreLogic, Fannie/Freddie Single Family Data, and Intex.
• Familiarity with generative AI tools such as ChatGPT for research, data insights, and general productivity.

Culture & Benefits

• Hybrid work schedule with office attendance Tuesday through Thursday.
• Competitive benefits and paid time off.
• Paid family and disability leave.
• 401(k) plan with employer match and full vesting.
• Educational and professional development financial assistance.
• Employee referral bonus program.

Hiring process

• An Excel test may be administered as part of the interview process.
• A writing sample may be requested.