Credit Strategy & Decisioning Manager (Fintech)

Location: San Francisco, CA; Philadelphia, PA; Roseville, CA headquarters; flexible within tech hubs; or remote within the US. Hybrid role.

Salary: $170,000–$200,000 per year.

Company

hirify.global is a technology company providing financing and software products for sustainable home solutions, including solar, batteries, energy-efficient HVAC, heat pumps, roofing, and windows.

What you will do

• Translate credit and underwriting policies into decision-platform configuration and maintain documentation of decisioning flows, API sources, overrides, exceptions, and fallback logic.
• Monitor approval, pull-through, override, and policy-drift metrics through dashboards and conduct gap assessments against portfolio results and business intent.
• Maintain policy version histories, audit trails, change-approval workflows, rollback processes, and mappings between decision logic and customer communications.
• Design, deliver, and validate A/B, champion/challenger, and shadow tests before production releases.
• Evaluate credit and fraud vendor solutions and support pilot integrations with Capital Markets, Product, Engineering, Treasury, and Credit Risk.
• Prioritize configuration changes, communicate risks and trade-offs to senior leaders, and sequence delivery against engineering and product capacity.

Requirements

• Exceptional attention to detail, engineering-quality focus, and ability to identify discrepancies before production.
• Experience building and maintaining monitoring dashboards and translating performance data into actionable leadership insights.
• Experience using SQL, Python, Databricks, Tableau, and Claude/ChatGPT.
• Deep understanding of credit and underwriting policy and how configuration choices affect borrower outcomes and portfolio risk.
• Working knowledge of loan decisioning engines and interactions between policy rules and third-party data sources.
• Strong program and project management skills, including prioritizing competing configuration changes across engineering and product resources.
• Superior written and verbal communication skills, with the ability to explain complex trade-offs to technical and non-technical audiences.
• Strong collaboration, ownership, organization, integrity, and judgment, including the ability to surface risks and maintain documentation, version histories, and audit trails.
• Ability to design and interpret A/B tests, champion/challenger frameworks, and other experimentation methods for policy changes, while balancing strategy and execution in a dynamic environment.

Culture & Benefits

• Hybrid work model with remote work available within the US.
• Collaboration across Capital Markets, Treasury, Product, Engineering, and Credit Risk.
• Work focused on financing and software products that support sustainable home-efficiency solutions.