Relationship Manager I or Relationship Manager II (Agricultural Finance)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Location: Yuba City, California; hybrid workplace flexibility is available after an initial in-office training period. Willingness and ability to travel up to 25%, including overnight travel throughout the AgWest territory, is required. Relocation assistance is available to eligible candidates who must relocate.
Annual base salary: Level I typical starting range $72,600–$97,800, full range $72,600–$110,400; Level II typical starting range $80,000–$110,100, full range $80,000–$137,800. Annual performance-based incentive target is 12% of base for Level I and 15% for Level II.
Company
is a member-owned financial cooperative providing financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners, and crop insurance customers across a seven-state Western U.S. territory.
What you will do
- Market and sell loans and financially related services while developing relationships with customers and prospective customers.
- Visit customer operations, inspect collateral, evaluate management practices and repayment expectations, and document observations.
- Make credit decisions, prepare complex credit analyses, submit recommendations, approve loans within delegated authority, and monitor assigned accounts.
- Gather and evaluate interviews, audited financial statements, legal opinions, tax records, credit reports, and other financial information.
- Service assigned accounts, including troubled assets, loan closings, documentation, follow-up, and coordination with credit analysts, financial specialists, and portfolio teams.
- Participate in industry teams, industry studies, customer education events, referrals, and cross-selling activities.
Requirements
- Bachelor’s degree in business, an agriculture-related field, or a related field, or an equivalent combination of education and experience.
- Progressively responsible and complex experience in credit and related areas.
- Ability to market, sell, and effectively negotiate terms on behalf of the organization, verbally and in writing.
- Knowledge of agricultural practices and crop and livestock production.
- Solid knowledge of credit regulations and procedures, including legal terminology.
- Willingness and ability to travel up to 25%, including overnight travel throughout the AgWest territory.
- Authorization to work in the United States is required. Applicants and employees will not be sponsored for work authorization, including H-1B, OPT, CPT, TN, J-1, or STEM.
Nice to have
- Knowledge of Farm Credit policies and procedures, eligibility requirements, and products.
- Understanding of local agricultural markets.
Culture & Benefits
- Hybrid workplace flexibility after an initial in-office training period, with a one-time home office stipend.
- Medical, dental, and vision insurance.
- Company-paid basic term life and AD&D insurance.
- Annual paid time off includes 15 vacation days, 15 sick days, 12 holidays, and 3 volunteer days; vacation accrual increases with tenure.
- 401(k) plan with a 6% match plus a 3% employer contribution, Employee Assistance Program, and Wellness Program.
- Jeans are welcome at work every day.
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