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2 дня назад

Relationship Manager I or Relationship Manager II (Agricultural Finance)

72 600 - 97 800$
Формат работы
hybrid
Тип работы
fulltime
Английский
b2
Страна
US
Релокация
US
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Relationship Manager I or Relationship Manager II (Agricultural Finance): Providing agricultural lending and related financial services through customer relationship management, credit analysis, loan servicing, and portfolio administration with an accent on agricultural practices, collateral evaluation, and complex credit decisions. Focus on assessing repayment capacity, approving and monitoring loans, servicing troubled assets, and coordinating credit services across teams.

Location: Yuba City, California; hybrid workplace flexibility is available after an initial in-office training period. Willingness and ability to travel up to 25%, including overnight travel throughout the AgWest territory, is required. Relocation assistance is available to eligible candidates who must relocate.

Annual base salary: Level I typical starting range $72,600–$97,800, full range $72,600–$110,400; Level II typical starting range $80,000–$110,100, full range $80,000–$137,800. Annual performance-based incentive target is 12% of base for Level I and 15% for Level II.

Company

hirify.global is a member-owned financial cooperative providing financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners, and crop insurance customers across a seven-state Western U.S. territory.

What you will do

  • Market and sell loans and financially related services while developing relationships with customers and prospective customers.
  • Visit customer operations, inspect collateral, evaluate management practices and repayment expectations, and document observations.
  • Make credit decisions, prepare complex credit analyses, submit recommendations, approve loans within delegated authority, and monitor assigned accounts.
  • Gather and evaluate interviews, audited financial statements, legal opinions, tax records, credit reports, and other financial information.
  • Service assigned accounts, including troubled assets, loan closings, documentation, follow-up, and coordination with credit analysts, financial specialists, and portfolio teams.
  • Participate in industry teams, industry studies, customer education events, referrals, and cross-selling activities.

Requirements

  • Bachelor’s degree in business, an agriculture-related field, or a related field, or an equivalent combination of education and experience.
  • Progressively responsible and complex experience in credit and related areas.
  • Ability to market, sell, and effectively negotiate terms on behalf of the organization, verbally and in writing.
  • Knowledge of agricultural practices and crop and livestock production.
  • Solid knowledge of credit regulations and procedures, including legal terminology.
  • Willingness and ability to travel up to 25%, including overnight travel throughout the AgWest territory.
  • Authorization to work in the United States is required. Applicants and employees will not be sponsored for work authorization, including H-1B, OPT, CPT, TN, J-1, or STEM.

Nice to have

  • Knowledge of Farm Credit policies and procedures, eligibility requirements, and products.
  • Understanding of local agricultural markets.

Culture & Benefits

  • Hybrid workplace flexibility after an initial in-office training period, with a one-time home office stipend.
  • Medical, dental, and vision insurance.
  • Company-paid basic term life and AD&D insurance.
  • Annual paid time off includes 15 vacation days, 15 sick days, 12 holidays, and 3 volunteer days; vacation accrual increases with tenure.
  • 401(k) plan with a 6% match plus a 3% employer contribution, Employee Assistance Program, and Wellness Program.
  • Jeans are welcome at work every day.

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