Senior Fraud Strategy Analyst (Fintech)

Location: Salt Lake City, UT; hybrid; US based only.

Company

hirify.global is a US small business banking platform providing checking, lending, payments, and other financial solutions.

What you will do

• Identify ongoing fraud trends and implement tactical and strategic solutions to reduce losses and negative client impact.
• Work with risk operations, risk analytics, business operations, product, and business unit leaders to evaluate tradeoffs and make data-driven decisions.
• Analyze internal and external fraud management solutions, balancing fraud prevention, customer friction, and client impact.
• Translate fraud and payments operations trends into short-, medium-, and long-term actions across DDA and credit products.
• Research fraud organization best practices and develop innovative approaches to limit fraud risk while maximizing revenue.
• Build and present clear analysis and recommendations to executives, committees, operational leaders, and other audiences using Excel, SQL, Python, or similar tools.

Requirements

• 5+ years of relevant experience in risk and/or fraud strategy and analytics.
• Bachelor’s degree in Economics, Mathematics, Business, or STEM, or relevant experience in a financial institution or payments company.
• Proficient SQL abilities.
• Extensive experience working cross-functionally with product, R&D, finance, client support, and fraud operations.
• Ability to manage projects end-to-end, coordinate cross-functional teams, hold stakeholders accountable, and maintain alignment with project goals.
• Strong understanding of money movement, including ACH, RDC, Bill Pay, and Debit Card.
• Strong front-end and back-end understanding of direct deposit accounts and lending services from a client experience perspective.
• Ability to present analysis to senior leaders and drive consensus on the best path forward.
• Working knowledge of PowerPoint for large-group presentations and Excel, including pivot tables and VLOOKUPs.
• Knowledge of bank operations, including account application processing and customer onboarding, payment processing, deposit operations, fraud operations, and customer support.
• Analytical and detail-oriented, with strong problem-solving skills, fast learning ability, and the ability to work within strict time frames.

Culture & Benefits

• Hybrid work arrangement for US-based employees.
• Health coverage, life insurance, 401K with an immediate 3% company match, PTO, company holidays, and flexible holidays.
• Company-sponsored mental health benefits, including 1:1 therapy, plus access to financial coaches and education sessions.
• More than $1,000 annually for personal wellness and monthly work-from-home stipends totaling more than $1,000 annually.
• Paid parental leave of up to 20 weeks for birthing parents and up to 12 weeks for all other parents.
• Weekly catered lunches, stocked kitchen pantries, and community-based volunteering opportunities.