Credit Analyst (Fintech)

Location: Hybrid in Cincinnati, Ohio, with Atlanta, Georgia listed as another location; United States

Company

hirify.global company focused on delivering trusted payment experiences and supporting global commerce.

What you will do

• Make informed credit decisions that support profitable business growth while identifying, assessing, and managing risk according to credit strategies and policies.
• Evaluate risk exposure, recommend mitigation strategies, and strengthen portfolio performance.
• Structure credit solutions, negotiate approval terms, and communicate decisions to sales partners, relationship managers, and clients.
• Provide insights supporting policy adherence, decision-making frameworks, and continuous improvement across the credit function.
• Prepare thorough credit assessments and recommendations for leadership to support timely approvals and risk governance.

Requirements

• Bachelor's degree in Finance, Accounting, Statistics, Business, or a related field, with a strong foundation in analytical and financial decision-making.
• Experience analyzing financial statements, credit data, and risk indicators to make sound credit recommendations and business decisions.
• Demonstrated ability to balance risk management with commercial objectives and deliver consistent, high-quality outcomes.
• Strong communication and influencing skills, including the ability to explain complex credit decisions, negotiate approval terms, and build stakeholder credibility.
• Ability to exercise sound judgment, work independently on diverse challenges, and identify practical solutions in a dynamic, fast-paced environment.

Nice to have

• Experience conducting due diligence reviews for portfolio acquisitions, conversions, or large-scale client onboarding initiatives.
• Experience mentoring, coaching, or guiding less experienced analysts.
• Experience contributing to policy enhancements, process improvements, or risk management initiatives that improve efficiency and effectiveness.

Culture & Benefits

• Inclusive, global teams focused on collaboration and shared success.
• Opportunities to learn from experienced industry professionals and grow expertise.
• Dynamic opportunities in an evolving, innovation-focused organization.
• Culture emphasizing client focus, ownership, teamwork, curiosity, and empowered decision-making.