Consumer Compliance Manager (Fintech)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Location: San Francisco, United States. The role requires working from the San Francisco office 5 days a week. Candidates based in the Salt Lake City area who can meet partners there in person may be considered for working from home.
Salary: $150,000–$180,000 annual starting salary, plus equity and benefits.
Company
builds APIs and components that enable companies such as Coinbase and Bilt to design and launch branded financial products, while handles lending, compliance, and operations.
What you will do
- Review new card programs, features, fees, terms, disclosures, application flows, and servicing flows before launch.
- Advise product and business teams on Reg Z, consumer rules, and required changes through clear, actionable recommendations.
- Work through regulatory questions where the rules do not provide a clear answer.
- Take product and disclosure changes through approval with the banks that issue cards.
- Build the compliance review function, including intake, checklists, sign-off procedures, and examination-ready records.
- Keep product teams informed when regulations change and report to the CCO.
Requirements
- Approximately 3–6 years of experience in consumer compliance, regulatory advisory, or legal at a bank, card issuer, or fintech.
- Hands-on experience reviewing credit card products, including fees, APRs, terms, disclosures, or account flows, and advising the business on required actions.
- Strong working knowledge of Reg Z and the CARD Act, plus Reg E, Reg B, FCRA, and UDAAP as they apply to cards.
- Clear written communication and the ability to provide recommendations rather than only lists of risks.
- Comfort owning work without an established playbook and creating the relevant processes.
- Ability to work onsite in the San Francisco office 5 days per week, or, if based in the Salt Lake City area, meet partners there in person while working from home.
Nice to have
- Experience at a program manager or BaaS company, or direct experience working with an issuing bank.
- Debit or prepaid card experience.
- Marketing or advertising compliance review experience for credit cards.
- CRCM or another consumer compliance certification.
- Experience using AI tools in everyday work.
Culture & Benefits
- Small, experienced compliance team with direct collaboration with the CCO.
- Opportunity to build the compliance review function from the start at a growing company.
- Meaningful startup equity.
- 100% primary health, vision, and dental coverage and 75% dependent coverage.
- Catered lunches, a $250 monthly commuter benefit, parental leave, team events, and happy hours.
- Flexible PTO with a minimum of 15 days off per year, Apple equipment, and a 401(k) plan.
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