Analyst, Credit (Retail)

Location: New York, New York, USA (Corporate Headquarters); Hybrid Flex

Base pay range: $64,350.00–$68,000.00 annually

Company

Global house of brands including Coach and Kate Spade New York, focused on fashion retail and inclusive, innovative brand development.

What you will do

• Review the creditworthiness of new and existing customers and vendors using financial statements, payment history, commercial credit reports, and industry information.
• Support credit limit decisions, risk mitigation measures, prepayment terms, and letters of credit.
• Monitor credit exposure, aging, deductions, disputes, collections activity, and emerging risks.
• Review and release blocked sales orders daily according to credit policies and approval requirements.
• Partner with Accounts Receivable, Sales, Customer Service, Logistics, Operations, and Finance to resolve credit, collections, and order-flow issues.
• Maintain credit reporting, support audits and procedures, and assist with SAP, ERP, process improvements, and journal entries.

Requirements

• Knowledge of financial statement analysis, commercial credit practices, collections, and Accounts Receivable processes.
• Strong analytical, problem-solving, communication, judgment, and organizational skills.
• Proficiency with Microsoft Office Suite, particularly Excel, and experience working with data and credit or Accounts Receivable systems.
• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or a related field.
• Three or more years of experience in Credit, Accounts Receivable, Credit and Collections, or Financial Analysis.
• Experience with financial statements, payment history, commercial credit reports, SAP, credit holds, order release, SOX compliance, internal controls, and audit processes.

Culture & Benefits

• Hybrid Flex workplace model in the United States.
• Medical, dental, and vision insurance.
• 401(k), disability insurance, and commuter benefits.
• Paid paternity and maternity leave.
• Tuition assistance and an inclusive workplace focused on creativity, collaboration, and customer relationships.