Senior Credit Analyst

Location: Remote within the United States; listed locations include Bellevue, Spokane, Seattle, and Walla Walla, Washington

Salary: $88,657–$104,303 annual starting salary, based on experience

Company

hirify.global is a regional bank providing capital and financial services to personal banking clients and businesses across Washington, Oregon, Idaho, and California.

What you will do

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze financial statements, tax returns, cash flows, collateral support, and repayment sources for commercial loans.
• Independently evaluate complex credit relationships and develop credit recommendations with minimal guidance.
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions.
• Partner with lending teams on credit risk assessment and portfolio management.
• Support team leadership, train new employees, and mentor team members.

Requirements

• Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field, or an equivalent combination of education and experience.
• At least 4 years of experience as a Credit Analyst.
• Strong expertise in complex financial statements, tax returns, credit information, and cash flow analysis.
• Knowledge of credit investigations, collateral requirements, commercial lending concepts, accounting principles, and applicable federal and state regulations.
• Proficiency with Excel, Word, and business or lending systems.
• Ability to manage high workloads accurately, communicate professionally, collaborate, and mentor others.

Culture & Benefits

• Remote work arrangement with 0% travel.
• Annual incentive potential.
• Medical, dental, vision, short-term disability, long-term disability, and life insurance.
• Paid vacation, sick time, and 11 company-paid holidays.
• 401(k) plan with up to a 4% company match.
• Tuition reimbursement.