Treasury Operations Analyst (Fintech)

Location: San Francisco, CA; New York, NY; Portland, OR; or remote within Canada or the United States

Salary: US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $121,700–$152,100 USD; US employees elsewhere: $109,500–$136,900 USD; Canadian employees: $115,000–$143,700 CAD. Total rewards also include equity and benefits.

Company

Mercury is a fintech company providing banking services through partner financial institutions.

What you will do

• Execute and approve daily cash movements, maintain cash positioning, and manage reserve account funding across partner banks.
• Maintain short-term cash flow models and administer bank account access and rights.
• Design and build automated cash, liquidity, reserve, and recurring management reporting workflows.
• Build dashboards and reporting packages covering ALCO materials, deposit summaries, and liquidity metrics.
• Pull and validate data from internal systems such as NetSuite and Snowflake.
• Partner with Accounting, Data and Analytics, banks, lenders, the Treasurer, and Finance stakeholders on reporting and cash activity.

Requirements

• 2–5 years of experience in treasury operations, corporate treasury, FP&A, finance, accounting, or a related function.
• Experience in a fintech, bank, or other regulated financial institution.
• High attention to detail when approving money movements and preparing compliance-sensitive reports.
• Strong data modeling skills and comfort working with large datasets.
• Experience converting manual processes into scalable automations and using AI tools to prototype automated processes.
• Strong written communication, with familiarity with SQL or willingness to learn; NetSuite or similar ERP/GL experience is beneficial.

Nice to have

• Experience with partner bank or BaaS reserve account structures.
• Experience with Treasury Management Systems or deposit sweep networks.
• Experience supporting Federal Reserve account operations.
• Project management experience with trackers and multi-workstream initiatives.

Culture & Benefits

• Execution-focused, build-as-you-go environment with an emphasis on process and reporting automation.
• Total rewards include base salary, equity, and benefits.
• Compensation is adjusted based on experience, expertise, geographic location, and internal pay equity.
• Commitment to diversity, belonging, equal employment opportunity, and reasonable accommodations.