Senior Regulatory Counsel (Mortgage)

Location: Remote USA

Company

hirify.global is a distributed retail mortgage lender with more than 9,000 employees, over 700 branches, and loan servicing operations across all 50 states, Washington, D.C., and Puerto Rico.

What you will do

• Research and analyze federal and state laws and regulations affecting mortgage origination and related business activities.
• Provide practical legal advice, recommendations, memoranda, and written analyses to leadership and business stakeholders.
• Interpret regulatory changes, assess their impact, and support implementation through updated policies, procedures, communications, and controls.
• Advise on borrower rescission requests, post-closing compliance, corrective actions, cures, remediation, powers of attorney, and trust reviews.
• Translate regulatory requirements into business and system requirements for Encompass, Mavent, and other platforms.
• Supervise, train, and mentor a junior attorney while partnering with the EVP, Regulatory Counsel on complex matters and emerging risks.

Requirements

• Active bar license in good standing in at least one U.S. jurisdiction and a Juris Doctor degree.
• At least 5 years of legal or regulatory compliance experience in mortgage lending or financial services.
• Extensive knowledge of mortgage origination laws and regulations, including TILA/Regulation Z, RESPA/Regulation X, ECOA/Regulation B, HMDA, FCRA, the SAFE Act, UDAAP, and state lending and licensing requirements.
• Advanced legal research, analysis, and writing skills, with the ability to explain complex legal concepts to business and executive audiences.
• Ability to convert regulatory requirements into operational, technology, control, and process requirements.
• Strong communication, strategic thinking, collaboration, organization, judgment, and problem-solving skills.

Nice to have

• Experience supervising or mentoring attorneys or compliance professionals.
• Experience with loan origination systems, especially Encompass.
• Experience with compliance technology such as Mavent.

Culture & Benefits

• Entrepreneurial, transparent, and collaborative work environment.
• Medical, dental, and vision coverage for eligible employees.
• 401(k) plan, company-provided short-term disability, employee assistance program, and wellness program.
• Employee development and career growth opportunities.