Regulatory Counsel, Americas

Location: Remote, based in the United States

Salary: $142,000–$200,000 annual base pay, plus potential equity and bonus

Company

Airwallex provides AI-native financial infrastructure for global payments and financial operations, with more than 85 licenses and operations across North America, Europe, the Middle East, and Asia-Pacific.

What you will do

• Advise on regulatory matters involving payments, money transmission, stored value, foreign exchange, remittances, card issuing, and related financial-services products.
• Support licensing, registrations, renewals, examinations, filings, and ongoing compliance obligations across relevant Americas jurisdictions.
• Research regulatory developments and translate complex requirements into practical guidance, procedures, and implementation plans.
• Partner with Product Legal, Regulatory Compliance, Risk, Financial Crime Compliance, Product, Strategy, Management, and Commercial teams.
• Analyze payment flows, support new-market entry and product launches, and manage work with external counsel and consultants.
• Contribute to government-relations and policy work while using AI and other tools to improve legal workflows.

Requirements

• Qualified lawyer with at least 5 years of relevant post-qualification experience.
• Regulatory, financial-services, or fintech experience gained in-house, in private practice, or at a financial institution.
• Experience or exposure to payments, money transmission, e-money, foreign exchange, remittances, card issuing, or related regulatory areas.
• Working understanding of the US financial-services regulatory environment and interest in state money-transmitter licensing.
• Strong legal research, written and verbal communication, collaboration, stakeholder-management, organization, and prioritization skills.
• Must be based in the United States.

Nice to have

• Experience with state money-transmitter licensing applications, renewals, examinations, or regulatory filings.
• Knowledge of Reg E, UDAAP, TILA, Canadian payments regulation, RPAA, FINTRAC, or provincial licensing.
• Experience with US federal or state regulators, new-market expansion, or product regulatory analysis.
• Experience in both private practice and in-house environments.
• Experience using RegTech, LegalTech, or AI tools to improve legal workflows.

Culture & Benefits

• Collaborative Legal, Risk & Compliance environment supporting global financial operations.
• Remote work for US-based employees within a global organization.
• US medical, dental, and vision insurance, 401(k), disability coverage, life insurance, and well-being benefits.
• 20 paid vacation days and 12 paid company holidays per calendar year for US-based employees.
• Potential equity, annual bonus, and other compensation depending on eligibility.