Regulatory Counsel, Americas

Location: Remote, based in the United States

Salary: $142,000–$200,000 annual base salary, plus equity and bonus opportunities

Company

Airwallex provides an integrated payments and financial platform for global businesses, covering business accounts, payments, spend management, treasury, and embedded finance.

What you will do

• Advise on regulatory matters across the Americas, including licenses, registrations, money transmission, stored value, FX, remittances, card issuing, and related financial-services products.
• Research regulatory developments and assess their impact on business operations, products, and strategic objectives.
• Support new-market entry, license expansion, regulatory mapping, filings, submissions, and responses.
• Analyze payment structures and funds flows to identify applicable licensing and regulatory requirements.
• Provide practical legal guidance and risk assessments to Product, Strategy, Management, Commercial, Compliance, Risk, and Financial Crime teams.
• Manage external counsel and consultants, contribute to policy and government-relations work, and use AI tooling to improve legal workflows.

Requirements

• Qualified lawyer with at least 5 years of relevant post-qualification experience.
• Experience in regulatory, financial-services, or fintech law, gained in-house, in private practice, or at a financial institution.
• Exposure to payments, money transmission, e-money, FX, remittances, card issuing, digital financial services, or a closely related area.
• Working understanding of the US financial-services regulatory environment and interest in state money-transmitter licensing and payment flows.
• Ability to research complex legal questions and explain clear, practical advice to non-lawyers.
• Strong communication, collaboration, stakeholder-management, organization, and prioritization skills.

Nice to have

• Experience with state money-transmitter licensing applications, renewals, examinations, filings, or related compliance work.
• Knowledge of Reg E, UDAAP, TILA, or similar consumer and commercial financial-services requirements.
• Experience with market expansion, US federal or state regulators, or a mix of private-practice and in-house environments.
• Familiarity with Canadian payments or money-services-business regulation, including RPAA, FINTRAC, or provincial licensing.
• Experience with RegTech, LegalTech, or AI tools for legal workflows.

Culture & Benefits

• Collaborative Legal, Risk & Compliance environment within a global fintech organization.
• US-based employees are eligible for medical, dental, and vision insurance, 401(k), disability coverage, life insurance, and well-being benefits.
• 20 paid vacation days and 12 paid company holidays per calendar year for US-based employees.
• Opportunity to work on high-visibility regulatory matters across the US, Canada, Mexico, and Brazil.