8 дней назад
Senior Business Analyst, Credit & Analytics (Fintech)
Вакансия из Hirify Global, списка международных tech-компанийДля мэтча и отклика нужен Plus
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Senior Business Analyst, Credit & Analytics (Fintech): Building reliable credit data foundations, portfolio monitoring, risk models, and automated credit decisioning with an accent on external data integration, consent management, and credit policy. Focus on developing underwriting and limit strategies, detecting early risk signals, validating statistical models, and translating analysis into measurable business changes.
Location: Remote, São Paulo; meaningful overlap with Latin American business hours required
Company
provides credit to businesses across Latin America and other markets, using data-driven risk assessment and automated credit decisioning.
What you will do
- Lead the integration and validation of credit bureau, banking, open finance, tax, and financial data sources.
- Clean and maintain customer consent records and establish data quality checks and documentation.
- Replace manual credit and portfolio processes with repeatable SQL and Python workflows.
- Develop underwriting criteria, credit limit strategies, customer management strategies, and early-warning processes.
- Define portfolio KPIs, dashboards, segmentation, and prioritization insights for Collections.
- Develop, validate, and monitor credit risk models and support automated credit decisioning with Product and Engineering.
Requirements
- 3–7 years of analytics experience in credit risk, including commercial or SMB credit in cards, payments, lending, or a related industry.
- Advanced SQL and working proficiency in Python for analysis and statistical modeling, including regression, segmentation, and clustering.
- Hands-on experience with external or alternative data sources and a record of turning analysis into implemented credit policy or strategy changes.
- Experience using AI tools such as Claude, ChatGPT, or Gemini in analytical work.
- Ability to work independently, communicate clearly with non-technical stakeholders, and collaborate with data science, engineering, product, collections, sales, and finance.
- Professional fluency in English required, with meaningful overlap with Latin American business hours.
Nice to have
- Knowledge of Latin American credit data and open finance ecosystems, including Mexico, Brazil, or Colombia.
- Experience implementing, validating, or monitoring risk and scoring models with data science teams.
- Experience supporting collections strategy or early-warning programs.
- Experience with Tableau, Metabase, or Claude Visualization Tools.
- Fluency in Spanish and/or Portuguese, GitHub experience, or experience in a high-growth startup or fintech.
Culture & Benefits
- Full-time remote work arrangement.
- Cross-regional communication in English within a global company.
- Senior individual contributor scope with direct influence on credit decisions and business strategy.
- Collaboration across data science, engineering, product, collections, sales, business development, and finance.
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