Senior Business Analyst (Credit & Analytics)

Location: Argentina; full-time remote. The role requires meaningful overlap with Latin American business hours.

Company

hirify.global extends credit to businesses across Latin America and beyond, relying on data quality to support credit decisions, risk models, and portfolio management.

What you will do

• Lead the integration and validation of credit bureau, banking, open finance, tax, and financial data sources with engineering.
• Clean up customer consent records and connections so external data can be accessed and refreshed reliably.
• Replace manual credit and portfolio processes with documented SQL and Python workflows, data quality checks, and monitoring routines.
• Develop underwriting criteria, credit limit strategies, customer management strategies, and early-warning programs.
• Define portfolio KPIs, dashboards, customer segmentation, and prioritization insights for Collections.
• Develop, validate, and monitor credit risk models and help automate credit decisioning with Product and Engineering.

Requirements

• 3–7 years of analytics experience in credit risk, including commercial or SMB credit in cards, payments, lending, or a related industry.
• Advanced SQL and working proficiency in Python for analysis and statistical modeling, including regression, segmentation, and clustering.
• Direct experience with external or alternative data sources such as bureaus, banking, open finance, or tax data.
• Experience turning analysis into implemented credit policy or strategy changes with measurable results.
• Ability to work independently, communicate model results and data issues clearly, and collaborate with data science, engineering, product, collections, sales, and finance.
• Professional fluency in English is required, along with meaningful overlap with Latin American business hours.

Nice to have

• Knowledge of Latin American credit data and open finance ecosystems, including Mexico, Brazil, or Colombia.
• Experience implementing, validating, or monitoring risk and scoring models with data science teams.
• Experience supporting collections strategy or early-warning programs.
• Experience with version control and visualization tools such as Tableau or Metabase.
• Fluency in Spanish or Portuguese and experience in a high-growth startup or fintech.

Culture & Benefits

• Fully remote, full-time work arrangement.
• Senior individual contributor scope with ownership of the data foundation and credit analytics roadmap.
• Cross-functional collaboration across data science, engineering, product, collections, sales, business development, and finance.
• Use of AI tools such as Claude, ChatGPT, and Gemini with verification against source data.