Senior Business Analyst, Credit & Analytics (Fintech)

Location: Remote, Mexico City; meaningful overlap with Latin American business hours required

Company

hirify.global provides credit to businesses across Latin America and uses data, risk models, and automated decisioning to manage lending at scale.

What you will do

• Lead the integration and validation of bureau, banking, open finance, tax, and other external data sources with Engineering.
• Clean and maintain customer consent records and build reliable data refresh processes.
• Replace manual credit and portfolio processes with documented SQL and Python workflows and data quality checks.
• Develop underwriting criteria, credit limit strategies, customer management rules, and loss-mitigation processes.
• Build portfolio KPIs, dashboards, early-warning signals, collections segmentation, and monitoring routines.
• Develop and monitor credit risk models and help define automated credit decisioning rules with Product and Engineering.

Requirements

• 3–7 years of analytics experience in credit risk, including commercial or SMB credit in cards, payments, lending, or a related industry.
• Advanced SQL and working proficiency in Python for analysis and statistical modeling, including regression, segmentation, and clustering.
• Direct experience with external or alternative data sources and a track record of converting analysis into implemented credit policy or strategy changes.
• Experience using AI tools such as Claude, ChatGPT, or Gemini and validating their outputs against source data.
• Strong independent ownership and clear communication with technical and non-technical stakeholders.
• Professional English fluency and meaningful overlap with Latin American business hours required.

Nice to have

• Knowledge of Latin American credit data and open finance ecosystems, including Mexico, Brazil, or Colombia.
• Experience implementing, validating, or monitoring risk and scoring models with data science teams.
• Experience supporting collections strategy or early-warning programs.
• Experience with Tableau, Metabase, or Claude Visualization Tools.
• Spanish or Portuguese fluency, version control experience, or experience in a high-growth startup or fintech.

Culture & Benefits

• Full-time remote work arrangement.
• Cross-functional collaboration with Data Science, Engineering, Product, Collections, Sales, Business Development, and Finance.
• Individual contributor role with direct influence on credit decisions and business growth.
• Use of AI tools and opportunities to improve AI-supported analytical workflows.