Lead Compliance Risk Manager (AI)

Location: San Francisco, CA; New York, NY; Portland, OR; or remote within Canada or the United States.

Salary: US base salary ranges from $187,000–$233,800 outside New York City, Los Angeles, Seattle, and the San Francisco Bay Area, or $207,800–$259,800 in those locations. Canadian employees: $196,400–$245,500 CAD.

Company

Mercury is a fintech company providing banking services through partner banks and building AI-enabled banking products and infrastructure.

What you will do

• Act as the primary compliance advisor for AI and agentic products, including Command, APIs, MCP, and CLI access.
• Advise Product, Engineering, Risk, Data, Legal, and Operations throughout discovery, design, evaluation, launch, and iteration.
• Identify and document AI compliance risks such as inaccurate outputs, unauthorized agent actions, inadequate consent, disparate impact, data leakage, prompt injection, and insufficient audit trails.
• Define compliance requirements for AI infrastructure, including the LLM gateway, application platform, agent orchestration frameworks, and data access controls.
• Establish AI-specific standards for launch evidence, logging, human review, escalation, and prohibited use cases.
• Lead regulatory monitoring, remediation, audit preparation, examiner interactions, and multiple high-impact compliance workstreams.

Requirements

• 8+ years of experience in compliance advisory, product compliance, or regulatory risk, preferably in fintech or financial services.
• Experience advising on AI, machine learning, or model-driven products in a regulated environment, or establishing a new compliance domain without an existing playbook.
• Working knowledge of UDAAP, fair lending and ECOA/Reg B, FCRA, Reg E, BSA/AML, GLBA, privacy, disclosures, recordkeeping, complaints, model risk, and third-party risk management.
• Familiarity with the NIST AI Risk Management Framework and state AI and automated decision-making laws.
• Technical fluency in model evaluation, agent permissioning, tool scoping, logging, observability, and data access controls.
• Strong project management, communication, strategic problem-solving, stakeholder management, and mentoring skills.

Culture & Benefits

• Work with a cross-functional group spanning Product, Engineering, Risk, Data, Legal, Operations, partner banks, auditors, and regulators.
• Help shape a new, high-visibility AI compliance function and reusable governance frameworks.
• Contribute to a culture focused on responsible AI deployment, collaboration, education, and sound risk judgment.
• Total rewards include base salary, equity through stock options or RSUs, and benefits.
• Mercury is an equal opportunity employer and provides reasonable accommodations during recruitment.