Senior Product Manager (Fintech)

Location: San Francisco, CA; New York, NY; Portland, OR; or remote within the United States or Canada

Salary: $200,700–$250,900 USD for US employees; $189,700–$237,100 CAD for Canadian employees. Total rewards also include equity and benefits.

Company

Mercury is a fintech company building its first consumer credit card through banking partners Choice Financial Group and Column N.A., Members FDIC.

What you will do

• Define, launch, and grow the consumer credit card from its first cohort into a broader portfolio.
• Own the acquisition and application funnel, approval experience, customer wait, and decision communication.
• Shape credit-line management, rewards, redemption, pricing, and the economics supporting the proposition.
• Improve the day-to-day account experience, including balances, interest, minimum payments, statements, disclosures, latency, and empty states.
• Use AI to improve spend understanding and identify customer problems before they become noticeable.
• Coordinate engineering, design, data, risk, compliance, legal, marketing, support, and external partners around one product plan.

Requirements

• Consumer product management experience with launched products used by real customers.
• 6+ years building consumer products, including experience where money moved and errors were expensive.
• Fluency in credit concepts such as approval rates, line assignment, vintage curves, charge-offs, interchange, and rewards liability, or the ability to develop it quickly.
• Experience shipping AI-led products to consumers and forming practical views on their capabilities and limitations.
• Strong customer-centered, data-driven, experimentation-oriented product judgment and cross-functional collaboration.
• Sound judgment in regulated environments, balancing customer experience with credit-product controls.

Nice to have

• Experience with card issuing, lending, or payments.
• Familiarity with Reg Z and the CARD Act.

Culture & Benefits

• Remote work is available within the United States or Canada, with office locations in San Francisco, New York, and Portland.
• Total rewards include base salary, equity through stock options or RSUs, and benefits.
• Compensation is adjusted based on experience, expertise, geographic location, and internal pay equity.
• Mercury is committed to diversity, belonging, equal employment opportunity, and reasonable accommodations throughout the recruitment process.