Staff Product Manager, Consumer Growth Loyalty (Fintech)

Location: Remote within the United States

Base pay: $204,000–$264,000 per year in most U.S. states; $230,000–$290,000 per year in CA, WA, NY, NJ, and CT.

Company

Affirm develops financial products that help people pay over time with clear and predictable terms.

What you will do

• Own the vision, roadmap, hypotheses, success metrics, and quarterly sequencing for the consumer loyalty program.
• Launch rewards and tier experiences covering earn mechanics, member benefits, redemption, and value communication across the app, checkout, and post-purchase flows.
• Build engagement loops such as progress tracking, milestones, and personalized offers to increase repeat usage and share of wallet.
• Own program economics, including reward liability, merchant-funded offers, interchange and network incentives, incremental GMV, and member acquisition costs.
• Establish holdouts, incrementality testing, LTV measurement, and data-driven earn, burn, and tier thresholds.
• Partner with Risk, Credit, Legal, Compliance, Finance, Marketing, Card, Shopping, and Servicing while leading embedded engineering and design pods.

Requirements

• 8+ years of Product Management experience.
• Experience with consumer mobile apps, fintech, neobanks, or regulated financial products.
• Experience building or scaling loyalty, rewards, engagement, subscription benefits, or equivalent programs.
• Track record of launching products from scratch and owning repeat usage, cohort retention, or share of wallet metrics.
• Strong financial modeling, experiment design, incrementality, attribution, LTV measurement, and self-serve data skills such as SQL or Amplitude.
• Bachelor’s degree in a related field or equivalent practical experience.

Nice to have

• Experience using AI tools such as Claude Code and Cursor for research, analysis, prototyping, and product vision development.

Culture & Benefits

• Remote-first work with flexibility within the country of employment.
• In-person onboarding for all new hires and occasional office work for some positions.
• 100% subsidized medical, dental, and vision coverage for employees and dependents.
• Monthly technology, health, and wellness spending stipends.
• Flexible time off, generous holiday calendars, and an employee stock purchase plan.