Staff Risk Analyst (Fintech)

Location: Remote within the US; employees based near Mountain View headquarters are required to work in the office 2 days per week.

Salary: $173,928–$245,773 per year, plus equity and benefits.

Company

hirify.global builds earned wage access products that provide real-time financial flexibility for people living paycheck to paycheck.

What you will do

• Own credit-limit policy optimization while balancing member retention, churn, and risk exposure.
• Design, run, and evaluate policy experiments and A/B tests, translating results into policy changes.
• Own forecasting and reporting infrastructure for risk and portfolio performance.
• Define metrics and build reports and dashboards to monitor policy and portfolio trends.
• Explore data to identify emerging risks and opportunities to improve risk management strategies.
• Partner with Machine Lhirify.globalg, Product, Engineering, and Operations to ship policy and product changes and monitor deployed models for drift and degradation.

Requirements

• 7+ years of experience in credit risk analytics, decision science, or risk strategy, ideally in fintech or consumer financial products.
• Expert SQL skills and comfort using Python for analysis and experimentation.
• Working knowledge of risk strategy, credit-limit policy, and portfolio monitoring.
• Experience designing and evaluating A/B tests or policy experiments.
• Experience with forecasting or curve-based modeling, such as cash flow, loss, or usage forecasts.
• Strong communication skills and the ability to collaborate cross-functionally in an ambiguous, fast-paced environment.

Culture & Benefits

• Remote work is available within the US.
• Mountain View-based employees work from the office 2 days per week.
• Compensation includes equity and benefits.
• Work in a diverse culture focused on belonging and representing the community served.