Sr. AML Financial Crime Risk Investigator - 314A (US)

Location: Mount Laurel, New Jersey, United States of America

Salary: $72,280–$117,520 USD annually

Company

TD is a global financial institution serving households and businesses in Canada, the United States, and other markets.

What you will do

• Conduct complex AML, sanctions, anti-bribery and corruption, and financial crime investigations.
• Review client relationships and analyze customer, transactional, and digital evidence to identify financial crime risks.
• Assess cases, prepare Suspicious Activity Reports, and recommend account restrictions, freezing, or client exits when appropriate.
• Collect, preserve, and analyze evidence in accordance with investigative mandates, policies, and regulatory requirements.
• Collaborate with financial institutions, law enforcement, government organizations, legal partners, and internal stakeholders.
• Lead complex projects, identify procedural weaknesses, and recommend improvements to investigative and escalation processes.

Requirements

• Undergraduate degree or equivalent work experience.
• 5+ years of professional experience.
• At least 2 years of experience conducting complex money laundering investigations in law enforcement or a financial institution.
• Experience writing Suspicious Activity Reports and applying criminal investigative techniques.
• Knowledge of financial products, policies, procedures, emerging risks, and regulatory requirements.
• Strong analytical, writing, research, prioritization, and independent decision-making skills.

Culture & Benefits

• Full-time position with 40 scheduled hours per week.
• Health and well-being benefits, savings and retirement programs, paid vacation and holidays, and banking discounts.
• Training, onboarding, career development conversations, mentoring programs, and access to online learning.
• Occasional domestic travel; international travel is not required.
• Respectful and equitable workplace with opportunities for knowledge sharing and professional growth.

Hiring process

• Selected candidates are contacted to schedule an interview.
• Interview outcomes are communicated by email or phone when possible.