Enterprise Risk Management Associate - RCSA Testing (Fintech)

Location: Miami, United States. Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship.

Salary: $80,625–$140,000 USD annual base pay.

Company

Global financial services organization undergoing a technology-driven, customer-centric transformation.

What you will do

• Support the Business Control & Risk Management team within the Second Line of Defense.
• Conduct RCSA activities, including process mapping, risk and control matrices, inherent risk assessments, internal control testing, and Heracles data input.
• Monitor control effectiveness, validate control adequacy, identify root causes, and escalate deficiencies.
• Support risk assessments, KRI/KPI development and monitoring, issue management, and remediation activities.
• Coordinate regulatory, Internal Audit, and Credit Risk Review examinations, including documentation and remediation validation.
• Define and document KRI metrics, thresholds, data sources, ownership, and scope.

Requirements

• Bachelor’s degree in a related field or equivalent combination of experience, training, military service, or education.
• 5+ years of experience in risk management, internal controls, auditing, credit management, legal or regulatory functions, or a relevant business line.
• Experience supporting or leading risk projects across multiple financial services business lines.
• Advanced understanding of financial services regulations, banking products, Second Line of Defense practices, and regulatory expectations.
• Knowledge of BSA/AML and OFAC regulations, risk management practices, project management, analytical problem-solving, and technical documentation.
• Must be legally authorized to work in the United States without employer sponsorship.

Nice to have

• Master’s degree in a related field.
• Risk certification such as CRISC, FRM, PRM, CIA, CRCM, or a comparable certification.
• Established work history or equivalent experience, training, military service, or education.

Culture & Benefits

• Risk-aware culture with proactive responsibility for risk management at all levels.
• Competitive rewards package and benefits supporting employees, families, and well-being.
• Inclusive and accessible application process with accommodations available.