1 день назад
Financial Operations Graduate (Fintech)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Financial Operations Graduate (Fintech): Running daily funding controls, payment reconciliations, refunds, and partner indemnity recovery for lending products with an accent on transactional accuracy, audit trails, and exception handling. Focus on validating payment flows, resolving discrepancies, and automating manual controls with matching rules, scripts, and monitoring.
Location: London, UK; hybrid, with the option to work from home on Mondays and Fridays and regular office attendance on other days
Company
is a profitable fintech company building technology for consumer loans, credit cards, and car finance across the UK and US.
What you will do
- Run daily pre-release checks on partner funding, reconcile payment evidence with disbursal records, and confirm that funds reached intended recipients.
- Hold, investigate, escalate, and document payment exceptions while maintaining complete audit trails.
- Verify partner and payee bank details and support the onboarding of additional partners to the control process.
- Support payment operations, including cash allocation, refunds, returned payments, payment files, and bank-provider reconciliations.
- Validate partner indemnity recovery cases, prepare recovery figures, track invoices and outstanding amounts, and support cancelled-agreement unwinds.
- Improve and automate manual controls using matching rules, scripts, and monitoring.
Requirements
- Degree completed within the last two years with a 2:1 or above, or equivalent, in STEM, finance, accounting, economics, or another quantitative subject.
- Strong numeracy, attention to detail, healthy scepticism, and the ability to work with large volumes of transactional data.
- Confidence using Google Sheets or Excel, including lookups, filters, and clear, checkable working.
- Clear written communication and confidence explaining payment issues to non-finance colleagues.
- Ability to work professionally with external partners, obtain documentation, and challenge incomplete evidence.
- Careful handling of sensitive customer, partner, and payment data.
Nice to have
- Exposure to Python, SQL, or a similar language and an interest in automating repetitive work; the data warehouse environment uses Snowflake.
- Internship, placement, or project experience in finance, operations, or real-world data.
- Interest in payments, lending, or how money moves between businesses.
Culture & Benefits
- Six-month full-time contract and a hands-on entry point into fintech operations.
- Home working is available on Mondays and Fridays, with in-person collaboration on other working days.
- Private health insurance and equity-inclusive compensation.
- Fresh lunches prepared in-house from Tuesday to Thursday.
- Inclusive and open workspace in London with physical and mental wellbeing support.
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