Compliance Manager, Card (Fintech)

Location: Remote Canada. The role is remote-first within the country of employment, with occasional in-person work and an in-person onboarding experience.

Base pay: CAD 128,000–188,000 per year.

Company

Affirm is a fintech company providing transparent pay-over-time products for consumers, merchants, and partners.

What you will do

• Own end-to-end compliance advisory for the Affirm Card program across marketing, checkout, onboarding, digital wallets, disputes, and servicing.
• Partner with Product, Engineering, and Operations throughout the card development lifecycle, advising on new and evolving features.
• Review and approve card marketing, disclosures, and user experiences against regulatory and consumer protection requirements.
• Apply EFTA (Regulation E), TILA (Regulation Z)/CARD Act, UDAAP, and related requirements to novel regulatory questions.
• Lead root-cause analysis and sustainable remediation for compliance issues, including disputes, adverse action notices, and declines.
• Support regulatory examinations and bank partner audits while maintaining risk assessments, control inventories, training, and reference materials.

Requirements

• 8+ years of compliance advisory experience in financial services with a Bachelor's degree, or equivalent experience with an advanced degree.
• Deep working knowledge of EFTA (Regulation E) and TILA (Regulation Z)/CARD Act as applied to card products.
• Familiarity with TISA (Regulation DD) and UDAAP; experience with Visa or Mastercard network rules is valuable.
• Experience making independent, risk-based decisions in ambiguous environments and advising Product, Engineering, and Operations stakeholders.
• Demonstrated experience taking compliance issues from root-cause analysis through sustainable remediation.
• Strong written and verbal communication skills, strategic thinking, and the ability to present complex regulatory issues to senior leadership.

Nice to have

• Compliance certifications.
• Hands-on experience with card network rules such as Visa or Mastercard.
• Experience with card, lending, or payments programs.

Culture & Benefits

• Remote-first work model with flexibility within the country of employment.
• 100% subsidized medical, dental, and vision coverage for employees and dependents.
• Monthly stipends for technology, health, and wellness spending.
• Flexible time off and generous holiday calendars.
• Employee stock purchase plan with discounted Affirm stock.
• Inclusive interview process with accommodations available for candidates with disabilities.