4 дня назад
Senior Pricing Analyst (Actuarial Pricing)
110 000 - 160 000$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Senior Pricing Analyst (Actuarial Pricing): Developing and implementing pricing strategies, rating plans, rate filings, and profitability analyses for small-business commercial insurance products with an accent on actuarial pricing, regulatory filings, and multivariate modeling. Focus on designing rating frameworks, building SQL-based pricing tools, partnering on rater implementation, and monitoring premium, retention, and loss-ratio impacts.
Location: New York – Manhattan, United States; hybrid work with two required office days per week
Salary: $110,000–$160,000 per year, plus performance-based bonus
Company
USA underwrites small- to mid-market commercial insurance risks through digital, broker, agent, and insurer distribution channels.
What you will do
- Develop rating plans for new small-business commercial insurance products, including rating variables, base rates, relativities, and tiering.
- Prepare state filings, actuarial memoranda, supporting exhibits, rate indications, factor reviews, and responses to DOI objections.
- Monitor pricing performance, premium, mix, retention, hit ratios, and loss ratios after implementation.
- Partner with IT on rater and policy administration system updates, QA, and UAT.
- Conduct product, segment, class, and portfolio profitability reviews and translate findings into pricing and underwriting recommendations.
- Build SQL queries, validation routines, dashboards, and reusable pricing tools, and present findings to technical and non-technical stakeholders.
Requirements
- 3+ years of P&C actuarial pricing experience, preferably in small-business commercial or personal lines.
- 5+ CAS exams passed, with clear intent to pursue ACAS/FCAS.
- Bachelor’s degree in actuarial science, mathematics, statistics, economics, or a related quantitative field, or equivalent experience.
- Hands-on experience preparing and managing rate filings and handling DOI objections.
- SQL proficiency and working knowledge of at least one of Python, R, or VBA.
- Experience owning projects or workstreams across multiple teams, with strong analytical, written, and verbal communication skills.
Nice to have
- Experience with a US P&C new product launch or material rating plan overhaul.
- Experience with GLM-based rating plans or other multivariate pricing models.
- Familiarity with SERFF and specialty commercial lines, including Professional Liability, Management Liability, Cyber, GL, and BOP.
Culture & Benefits
- Values-led culture centered on courage, ownership, integrity, connection, and inclusion.
- 401(k) with company matching, comprehensive health, vision, dental, and FSA plans.
- Paid time off, Days, paid holidays, parental leave, and a four-week paid sabbatical after five years.
- Life and disability coverage, adoption assistance, medical travel reimbursement, and fitness reimbursement.
- Modern open offices, complimentary drinks, and mental-health support through Headspace.
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