PEO Underwriter (Health Insurance)

Location: Remote within the United States; occasional travel may be required for training or team events. US work authorization required.

Company

hirify.global provides the organization for a PEO underwriting role focused on evaluating and pricing group health risks within a co-employment model.

What you will do

• Review and prioritize new business, renewal, off-cycle, and census-update submissions.
• Audit employee census data and validate carrier documentation, rates, contributions, enrollment, and renewal methodologies.
• Analyze claims experience, loss ratios, credibility, trend factors, and other risk drivers to develop pricing recommendations.
• Apply underwriting principles within PEO/MEWA frameworks, including risk pooling, composite rating, and multi-state regulatory considerations.
• Prepare underwriting summaries, maintain audit trails, and communicate decisions to brokers, carrier partners, and internal stakeholders.
• Coordinate with Compliance, Benefits Operations, Implementation, and Payroll/HRIS teams to ensure accurate downstream data and regulatory adherence.

Requirements

• Bachelor’s degree in Finance, Mathematics, Statistics, Computer Science, Economics, or a related analytical field.
• 1–3 years of experience in health insurance underwriting, benefits administration, actuarial support, or a related analytical role.
• Experience working with large datasets, employee census files, and spreadsheet-based analysis.
• Strong Excel or Google Sheets skills and the ability to learn new platforms quickly.
• Strong attention to detail, written and verbal communication, and the ability to manage multiple cases and deadlines.
• US work authorization is required.

Nice to have

• Exposure to PEO, ASO, or group health insurance concepts.
• Familiarity with ACA compliance, COBRA, or benefits administration workflows.
• Experience with HRIS, benefits administration, or payroll platforms.
• Progress toward or interest in AHIP, LOMA, or other underwriting or actuarial certifications.

Culture & Benefits

• Work-from-home arrangement within the United States.
• Medical, dental, and vision coverage.
• Occasional travel for training or team events may be required.
• Focus on secure handling of PHI and sensitive data in accordance with HIPAA and internal protocols.