Mortgage Loan Officer - Red Bank NJ

Location: Red Bank, New Jersey, United States of America

Salary: $15.92 per hour; the description also references a local minimum wage of $11.54 per hour plus commission.

Company

hirify.global is a large financial institution serving households and businesses in Canada, the United States, and other markets.

What you will do

• Meet with prospects and referral partners, explain mortgage products, and recommend options based on customer needs.
• Take and review residential mortgage applications, ensuring accurate information and supporting documentation.
• Enter loan information into mortgage systems and prepare files for underwriting, regulatory review, processing, and closing.
• Underwrite loans within the scope of authority, communicate decisions, clear conditions, and finalize loan commitments.
• Coordinate with customers, underwriters, processors, realtors, closing agents, and other stakeholders throughout the application process.
• Build mortgage sales opportunities, participate in homebuyer events, and maintain knowledge of products, policies, laws, and industry practices.

Requirements

• At least 2 years of mortgage origination experience.
• Bachelor's degree or progressive work experience in addition to the required experience.
• Proven sales ability, strong negotiation skills, and the ability to plan activities independently to achieve sales goals.
• Knowledge of mortgage products, lending practices, regulatory guidelines, and automated underwriting systems.
• Strong time management, verbal and written communication, and PC skills.
• Must be eligible for registration as a mortgage loan originator with the NMLS and employment with a covered financial institution.

Culture & Benefits

• Full-time schedule of 40 hours per week.
• Health and well-being benefits, savings and retirement programs, paid vacation, flex and holiday time off, banking benefits, and discounts.
• Training, onboarding, career development conversations, mentoring programs, and access to an online learning platform.
• Occasional domestic travel may be required; international travel is not required.
• Supportive workplace with development opportunities and a focus on respectful, inclusive collaboration.

Hiring process

• Candidates of interest are contacted to schedule an interview.
• Training and onboarding sessions are provided after joining.