Regulatory Counsel, Americas (Fintech)

Location: Hybrid role based in San Francisco or New York, United States

Salary: $150,000–$220,000 per year, plus equity and bonus

Company

Airwallex is a global payments and financial platform providing business accounts, payments, spend management, treasury, and embedded finance solutions.

What you will do

• Advise on regulatory matters across the Americas, including payments, financial services, licensing, money transmission, and cross-border products.
• Support licensing, registrations, regulatory filings, market entry, and license expansion initiatives.
• Research regulatory developments and translate them into practical guidance, procedures, and implementation requirements.
• Partner with Product Legal, Regulatory Compliance, Risk, Financial Crime Compliance, Product, Strategy, Management, and Commercial teams.
• Analyze payment flows and identify applicable licensing and regulatory requirements.
• Manage external legal counsel and consultants, contribute to policy work, and use AI and other tools to improve legal workflows.

Requirements

• Qualified lawyer with at least 5 years of relevant post-qualification experience.
• Experience in regulatory, financial-services, or fintech law gained in-house, in private practice, or at a financial institution.
• Exposure to payments, money transmission, e-money, foreign exchange, remittances, card issuing, or related regulatory areas.
• Working understanding of the US financial-services regulatory environment and an interest in state money-transmitter licensing.
• Strong legal research, written and verbal communication, collaboration, stakeholder-management, organization, and prioritization skills.
• Ability to work through ambiguity, learn quickly, and provide clear advice to non-lawyers.

Nice to have

• Experience with state money-transmitter licensing applications, renewals, examinations, filings, or related compliance work.
• Experience advising on consumer or commercial financial-services products and familiarity with Reg E, UDAAP, TILA, or similar requirements.
• Experience with US federal or state regulators, new-market expansion, or regulatory analysis for new products.
• Familiarity with Canadian payments or money-services-business regulation, including RPAA, FINTRAC, or provincial licensing.
• Experience using or developing RegTech, LegalTech, or AI tools for legal workflows.

Culture & Benefits

• Collaborative Legal, Risk & Compliance team supporting global financial operations.
• Opportunity to work on high-visibility regulatory matters across the United States, Canada, Mexico, and Brazil.
• Equity and bonus offered in addition to salary.
• Fast-moving environment emphasizing ownership, practical judgment, curiosity, and collaboration.