Financial Advisor CIRO-MFD (Urban) (Financial Services)

Location: On-site full-time at University of Waterloo in Waterloo, Ontario, Canada; flexibility to work at multiple banking centres within a reasonable travel distance, including evenings and weekends.

Company

CIBC is a relationship-oriented bank providing financial services and advice to personal and business clients.

What you will do

• Build and grow a dedicated client portfolio through relationship management and exceptional client service.
• Provide tailored advice across day-to-day banking, investments, lending, and estate planning.
• Develop local-market sales plans, convert leads, generate new client opportunities, and increase referrals.
• Use CIBC credit and investment solutions to deliver needs-based financial advice.
• Represent CIBC at local events and participate in community marketing and outreach activities.

Requirements

• 1–3 years of experience providing financial advice, establishing client relationships, and achieving performance targets.
• Current accreditation and good standing in the Canadian Securities Course, Canadian Investment Funds Course, or Investment Funds in Canada Course, with eligibility for CIRO-MFD licensing.
• For Quebec roles, current AMF licensing, CIFC or CSC completion, and Registered Retirement Consultant certification are required.
• Legal eligibility to work in the specified Canadian location is required; a valid work or study permit may be required.
• Strong client engagement, relationship-building, networking, business development, and results-oriented skills.

Nice to have

• CSI/ICB Investment and Taxation Fundamentals Course – Quebec.
• CSI/ICB Legal & Ethical Aspects of Financial Planning Course.

Culture & Benefits

• Competitive salary and incentive pay.
• Banking benefits, a benefits program, and a defined benefit pension plan.
• Employee share purchase plan, vacation offering, wellbeing support, and employee recognition program.
• Professional growth opportunities, including a paid Purpose Day for personal development.
• Inclusive and accessible workplace with accommodations available throughout the hiring process.

Hiring process

• May include an attribute-based assessment and skills tests, including simulation or French proficiency testing where applicable.
• Artificial intelligence tools may be used during recruitment.