Vice President - ABS Due Diligence (Structured Finance)

Location: New York, NY, United States

Salary: $200,000–$225,000 annual base salary, plus potential discretionary bonus

Company

hirify.global provides services and technology supporting real estate, financing, and investment businesses.

What you will do

• Lead due diligence reviews for asset-based financing facilities, warehouse lending transactions, portfolio acquisitions, and securitizations.
• Review AUP reports, audit reports, collateral examinations, verification testing, collateral tapes, borrowing base certificates, and performance data.
• Evaluate collateral eligibility, ownership, perfection, concentration limits, advance rates, and borrowing base methodologies.
• Assess underwriting, servicing, collections, operational, and compliance controls for originators and servicers.
• Identify collateral, operational, regulatory, and reporting risks and recommend mitigation actions.
• Present diligence findings and risk assessments to banking, trading, financing, risk management, and transaction stakeholders.

Requirements

• 6+ years of experience in due diligence, structured finance, ABS, asset-based financing, collateral risk management, or a related field.
• Experience reviewing AUP reports, operational audits, collateral examinations, and third-party diligence reviews.
• Experience evaluating borrowing bases, collateral eligibility, asset verification testing, and financing covenant compliance.
• Strong understanding of consumer lending and ABS asset classes, including personal loans, point-of-sale loans, home improvement loans, solar loans, auto finance, and specialty finance assets.
• Ability to analyze large datasets, identify material risks, and communicate findings to senior management and transaction stakeholders.
• Strong organization, attention to detail, project management, written communication, and presentation skills.

Nice to have

• Experience with ongoing collateral monitoring, field examinations, portfolio audits, or financing surveillance.
• Experience working with rating agencies, lenders, auditors, and third-party diligence firms.
• RMBS due diligence, mortgage servicing, securitization, or experience across multiple ABS asset classes.

Culture & Benefits

• Full-time employment with paid time off and paid holidays.
• Medical, dental, vision, life, and disability insurance plans.
• 401(k) participation.
• Potential eligibility for a discretionary bonus.