Offer Management Director, Cash Management (Fintech)

Location: Owings Mills, Maryland, United States. Hybrid work is available, with up to one day per week from home.

Base salary: $159,000–$272,000 for Maryland, Colorado, Washington, and remote workers. Higher ranges apply to Washington, D.C., New York, and California.

Company

Global asset management organization providing equity, fixed income, multi-asset, brokerage, and investment solutions to individuals, advisors, institutions, and retirement plan sponsors.

What you will do

• Own the strategy, client value proposition, roadmap, launch plan, and ongoing performance of the default cash position in direct-to-consumer brokerage accounts.
• Manage the cash management P&L, financial forecasts, profitability analyses, pricing strategies, and rate-change processes.
• Define business requirements for cash capabilities including FDIC-insured sweeps, partner-bank capacity, liquidity, money movement, debit functionality, and direct deposit.
• Partner with digital product and technology leaders to translate business priorities into client journeys, product requirements, and delivery plans.
• Oversee clearing firms, sweep-program administrators, partner banks, and other vendors, including commercial discussions and third-party risk management.
• Establish performance reporting, client retention strategies, governance controls, and executive recommendations for growth and optimization.

Requirements

• Bachelor's degree or equivalent combination of education and relevant experience.
• 10+ years of relevant work experience.
• Experience owning the strategy and financial performance of a complex consumer financial product or offering.
• Strong understanding of product economics, pricing, profitability, balance growth, retention, and client behavior.
• Strong executive communication, stakeholder management, analytical, and decision-making capabilities.
• FINRA licenses are not required and will not be supported for this role.

Nice to have

• Experience with brokerage cash sweeps, bank deposits, insured sweep programs, money market products, or retail cash management solutions.
• Experience in digital-first retail banking, brokerage, fintech, or consumer financial services.
• Knowledge of retail brokerage operations, clearing relationships, partner-bank programs, and vendor management.
• Experience launching and scaling a financial product from design through ongoing operations.

Culture & Benefits

• Collaborative and inclusive work environment focused on client outcomes and long-term partnership.
• Competitive compensation and annual bonus eligibility.
• Retirement plan, health and wellness benefits, and online therapy support.
• Paid time off for vacation, illness, medical appointments, and volunteering.
• Family care resources, including fertility and adoption benefits.