Senior Credit Risk Analyst (Fintech)

Location: Mountain View, California, United States

Base pay: $150,500–$204,000 per year, with potential bonus, equity rewards, and benefits.

Company

hirify.global is a financial technology platform whose products include TurboTax, Credit Karma, QuickBooks, and Mailchimp.

What you will do

• Design and implement customer-centric credit products and solutions for small-business lending.
• Collaborate with product, marketing, data engineering, compliance, underwriting, and other cross-functional teams.
• Build and maintain reporting suites and centralized datamarts for credit business monitoring.
• Analyze business trends, performance metrics, and data anomalies, delivering actionable recommendations to stakeholders.
• Identify and execute growth opportunities across the customer lifecycle.
• Apply AI technologies to improve development processes and team efficiency.

Requirements

• BS or MS in Statistics, Operations Research, Business, Finance, Economics, or another quantitative field, plus 4+ years of analytics-related experience.
• Lending or fintech experience is strongly preferred.
• Experience with SQL, including major dialects such as HiveQL.
• Strong Python and Pandas skills; familiarity with Hive, Spark, and related big data frameworks.
• Experience building complex dashboards with BI tools such as Tableau or Qlik Sense.
• Strong analytical, communication, collaboration, and problem-solving skills.

Nice to have

• PySpark experience.
• Experience identifying business opportunities and driving innovation in the lending industry.

Culture & Benefits

• Fast-paced, results-driven environment within a high-priority small-business lending venture.
• Competitive compensation with performance-based rewards.
• Potential cash bonus, equity rewards, and employee benefits.
• Work focused on improving access to capital for small businesses.