Senior Fraud and Risk Analyst (Fintech)

Location: Mountain View, California, or New York, New York

Salary: $150,500–$204,000 base pay

Company

Financial technology platform providing products and services including tax, credit, accounting, email marketing, and money movement solutions.

What you will do

• Develop fraud risk policies for payments, banking, bill pay, and other fintech products.
• Lead fraud detection and prevention initiatives for new money movement products and features.
• Own fraud risk strategy for business initiatives and drive alignment with senior stakeholders.
• Partner with Data Science, Product, Engineering, Risk Operations, and Compliance teams.
• Use AI, financial analytics, and data-driven insights to improve fraud prevention and customer trust.

Requirements

• 4+ years of relevant experience in fraud risk, financial analytics, or a related area.
• Bachelor’s degree in Statistics, Mathematics, Finance, Data Science, Computer Science, or another quantitative field; an MS or PhD is preferred.
• Knowledge of risk policy fundamentals for consumer loans and lines of credit, including fraud detection and identity checks.
• Experience designing experiments and using data-driven analysis to solve business problems.
• Proficiency with SQL, Excel, Python, R, and data visualization tools.
• Strong communication and stakeholder-management skills across business and technical functions.

Nice to have

• Fintech and fraud risk experience in consumer lending.
• Familiarity with Hive, Hadoop, and related big data technologies.
• MS or PhD in a quantitative field.

Culture & Benefits

• Collaborative environment with extensive cross-functional partnership.
• Opportunity to contribute to fraud prevention and money movement products.
• Competitive compensation with performance-based rewards.
• Potential eligibility for cash bonus, equity rewards, and employee benefits.