Portfolio Manager II - ESB

Location: In office at 400 Park Avenue, New York, New York, US

Salary: $53.56–$91.22 per hour, plus eligibility for bonus and/or commissions.

Company

hirify.global is a financial services institution and a subsidiary of Royal Bank of Canada, serving clients, businesses, and communities.

What you will do

• Manage an assigned credit portfolio in alignment with organizational goals, credit risk practices, and the bank’s risk appetite.
• Underwrite credit exposures and analyze borrower and guarantor financial statements, tax returns, projections, and cash flow pro formas.
• Prepare underwriting memorandums, approval documents, and comprehensive credit recommendations for Credit Risk and other key risk partners.
• Monitor portfolio performance, risk ratings, reporting covenants, covenant compliance, and quarterly and annual reporting.
• Partner with Relationship Managers, clients, and cross-functional teams to structure credit solutions and support client needs.
• Mentor junior colleagues, contribute to continuous improvement, and participate in joint sales pitches and ad hoc projects.

Requirements

• Bachelor’s degree or equivalent in Finance, Business, or a related field.
• Minimum 5 years of progressively increasing credit underwriting and portfolio management experience in relevant industries.
• Intermediate experience in credit management and lending operations, with a strong understanding of risk management principles.
• Intermediate analytical skills and the ability to interpret complex data and make informed decisions.
• Strong communication and collaboration skills with senior leadership and cross-functional teams.
• Ability to work in the designated office location in New York.

Culture & Benefits

• Medical, dental, and vision coverage available from the first month following the start date.
• 401(k) company matching contribution.
• Tuition reimbursement and internal upskilling and training resources.
• Vacation, sick, and volunteer time.
• Health and family planning benefits, including fertility support and specialized health programs.
• Career mobility support and colleague resource groups.