Associate, Fund Finance Credit Underwriting & Portfolio Management (First Line of Defense) (Fintech)

Location: Miami, United States

Base pay range: $86,250–$135,000 USD annually

Company

Global financial services organization evolving toward a technology-driven, customer-centric model.

What you will do

• Underwrite and structure subscription lines, NAV, hybrid, EBL, refinancing, extension, upsizing, and amendment transactions.
• Prepare credit approval packages covering borrowing base evaluation, liquidity analysis, financial modeling, stress testing, risk ratings, and due diligence.
• Manage a portfolio of fund finance transactions, including covenant compliance, collateral quality, investor concentration, annual reviews, amendments, waivers, and renewals.
• Identify and escalate covenant breaches, collateral deterioration, sponsor concerns, and other material credit events.
• Develop credit recommendations and provide portfolio insights to senior management and risk partners.
• Review analyst work, mentor junior colleagues, and contribute to process improvement, technology implementation, data management, and regulatory readiness.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business, Engineering, Mathematics, or a related analytical discipline.
• 2–6 years of experience in commercial banking, investment banking, leveraged finance, structured finance, fund finance, private credit, corporate banking, or another credit-intensive financial services role.
• Strong financial statement analysis, credit underwriting, project management, judgment, and risk assessment skills.
• Advanced Microsoft Excel and financial modeling capabilities.
• Ability to collaborate with Front Office, Risk, Legal, Operations, and senior management.
• Must be legally authorized to work full-time in the United States without employer sponsorship.

Nice to have

• Experience with subscription facilities, NAV-based lending, fund-level financing structures, or asset-based lending.
• Coursework in alternative investments, private equity, real assets, or capital markets.
• Completion of a bank-certified credit training course.

Culture & Benefits

• Risk culture emphasizing proactive and responsible risk management.
• Competitive rewards package supporting employees, families, and well-being.
• Inclusive and accessible application process with accommodations available.