Senior Financial Crime Investigator (Fintech)

Location: London, United Kingdom

Salary: £71,027–£79,551 per year

Company

Klarna is a licensed fintech bank building an everyday finance network serving more than 120 million consumers across 26 countries.

What you will do

• Own complex, high-risk, novel, and escalated financial crime investigations from end to end.
• Identify emerging fraud and financial crime typologies and translate signals into actionable intelligence.
• Influence transaction monitoring configuration, rule design, testing, and coverage-gap remediation.
• Draft well-supported Suspicious Activity Reports and document investigative decisions.
• Help shape AML policies, processes, controls, and documentation in line with regulatory requirements.
• Collaborate with stakeholders, contribute to quality calibration, and mentor junior investigators where appropriate.

Requirements

• Hands-on depth in AML or financial crime investigations within fintech, banking, payments, regulation, or law enforcement.
• Demonstrated impact through resolved cases, closed gaps, or financial crime frameworks that improved outcomes.
• Experience with transaction monitoring, event-driven investigations, complex escalations, and suspicious activity assessment.
• Understanding of AML regulations in the US and/or EU, including sanctions, PEP frameworks, EU AML Directives, and MLRO responsibilities.
• Strong written and verbal English communication skills, including clear documentation of investigative decisions.
• Ability to analyze large datasets and work with transaction monitoring or screening systems; SQL familiarity is a plus.

Nice to have

• CAMS, ICA, or an equivalent AML certification.
• Experience in finance, law, business, criminology, criminal justice, or a related field.
• Experience overseeing outsourced investigation or transaction monitoring teams.
• Exposure to banking, crypto, investment products, or EU/UK AML regulatory reporting.
• German, Swedish, and/or French language skills and experience with AI-powered investigative tools.

Culture & Benefits

• Work on high-stakes financial crime cases with the opportunity to improve detection systems at scale.
• Collaborate across global markets and cross-functional teams.
• Compensation includes base pay, with potential equity rewards, health and wellness stipends, and life, medical, dental, and vision coverage.
• Inclusive equal-opportunity workplace with reasonable accommodation available throughout the hiring process.

Hiring process

• Submit a CV in English.
• Be prepared to discuss a specific investigation, rule change, or coverage gap that demonstrates measurable impact.