Analytics Lead, Full Stack (AI)

Location: Remote US; most roles can be performed almost anywhere within the country of employment, with occasional in-person work possible and an in-person onboarding experience for new hires.

USA base pay range per year: $185,000–$245,000 for CA, WA, NY, NJ, and CT; $164,000–$224,000 for all other U.S. states.

Company

Affirm provides transparent pay-over-time solutions and develops financial products for consumers and merchants.

What you will do

• Own and prioritize the analytics portfolio for a significant product or business area, defining success, identifying investments, recommending actions, and measuring impact across customer experience, growth, risk, and profitability.
• Lead complex analyses balancing growth, credit performance, customer experience, and unit economics.
• Translate analytical findings into narratives and business cases for leadership decision-making.
• Define hypotheses and design actionable experiments to validate product-market fit and economic viability.
• Influence Product, Engineering, Finance, Revenue, Strategic Partnerships, Pricing, and other cross-functional teams without formal authority.
• Build scalable data models, metrics, dashboards, and AI-assisted workflows while mentoring analysts and developing reusable analytical practices and tools.

Requirements

• General Manager mindset, strong product and credit risk judgment, and a record of identifying high-impact opportunities.
• Strong understanding of consumer lending and credit, including lending economics, portfolio performance, and credit metrics.
• Experience across risk and product, with an understanding of tradeoffs among growth, credit performance, customer experience, and profitability.
• Ability to perform complex analyses and translate results into actionable business recommendations.
• Exceptional communication and influencing skills with technical and non-technical audiences, including senior leaders.
• 6 or more years of experience in a cross-functional analytical role, with demonstrated impact on significant product, risk, or business decisions.
• Advanced SQL and Python skills, including statistical analysis, experimental design, and practical A/B testing experience.
• Hands-on experience with AI-powered tools such as Cursor, Claude, or similar assistants, including accelerating analysis, automating workflows, enhancing problem-solving, and advocating for AI adoption in analytical workflows.
• Ability to independently prioritize a roadmap, manage multiple workstreams, and mentor analysts.
• Bachelor’s degree in a quantitatively rigorous field or equivalent practical experience.

Nice to have

• Advanced degree.

Culture & Benefits

• Remote-first work environment with built-in flexibility.
• 100% subsidized medical, dental, and vision coverage for employees and dependents.
• Monthly stipends for technology, health, and wellness spending.
• Flexible time off and generous holiday calendars.
• Employee stock purchase plan with the ability to buy Affirm stock at a discount.
• Inclusive interview process with accommodations available for candidates with disabilities.