Division Credit Manager - Consumer, SBA, Business Banking, Card (Business Banking)

Location: In Office at 555 South Flower Street, Los Angeles, California, US 90071

Salary: $195,995–$364,003 per year, plus eligibility for bonus and/or commissions.

Company

hirify.global is a financial services institution founded in 1954 and a subsidiary of Royal Bank of Canada.

What you will do

• Lead credit operations and execute lending strategies across Consumer, SBA, Business Banking, and Card.
• Underwrite and portfolio-manage privately held Business Banking clients with annual revenues up to $50 million.
• Provide direction on complex accounts, sensitive client relationships, and direct and operational credit risk.
• Monitor portfolio performance, identify market and economic risks, and maintain credit quality within the Bank’s risk appetite.
• Develop lending policies, procedures, risk-management frameworks, and regulatory reporting processes.
• Supervise, coach, train, and develop Credit Solutions colleagues while planning resources and budgets.

Requirements

• Bachelor’s degree or equivalent in Finance, Business, or a related field.
• At least 15 years of progressively increasing credit underwriting and portfolio management experience.
• At least 7 years of management experience in underwriting or credit management.
• Extensive knowledge of credit management, lending operations, risk management, and regulatory requirements.
• Strong leadership, strategic thinking, communication, collaboration, analytical, and business skills.
• Industry expertise across Consumer, SBA, Business Banking, and Card.

Culture & Benefits

• Medical, dental, and vision coverage available from the first month following the start date.
• 401(k) company matching contribution.
• Tuition reimbursement and internal upskilling and training resources.
• Vacation, sick, and volunteer time benefits.
• Specialized health, family planning, and colleague networking programs.