Commercial Credit Underwriting Portfolio Manager 2

Location: Charlotte, North Carolina, United States; primary office at 401 S Graham St. Occasional travel may be required.

Company

hirify.global is a banking organization focused on commercial credit, lending, portfolio management, and regulatory compliance.

What you will do

• Underwrite, monitor, and analyze an assigned commercial loan portfolio.
• Identify credit risks, maintain underwriting quality, and align portfolio practices with risk appetite and regulatory standards.
• Lead complex transactions involving syndications, multi-level capital structures, and Middle Market relationships.
• Monitor portfolio tolerances and published KPIs/KRIs, including policy exceptions and stress analysis.
• Prepare written credit analyses and present proposed credit actions to committees and meetings.
• Support Commercial Relationship Managers, contribute to process improvements, and mentor junior Underwriting Portfolio Managers.

Requirements

• Bachelor’s degree in any relevant field, BA or BS.
• At least 3 years of job-related experience.
• Knowledge of commercial lending, including C&I and capital markets, underwriting, and banking practices.
• Knowledge of commercial banking policies, procedures, and government regulations.
• Strong project management, communication, organizational, analytical, interpersonal, and customer service skills.
• Intermediate Microsoft Excel skills and basic Microsoft Word and PowerPoint skills.

Culture & Benefits

• Work is performed in a traditional office environment in Charlotte.
• Employees are expected to manage and monitor business risks and comply with regulatory requirements and company procedures.
• Employment-based visa sponsorship is not available.
• Only candidates legally authorized to work in the United States will be considered.
• Equal employment opportunity and a discrimination- and harassment-free workplace are provided.