Compliance Officer - Deposits and Payment Operations

Location: In office in Los Angeles or Studio City, California; Charlotte, North Carolina; Newark, Delaware; Phoenix, Arizona; or New York, New York, United States

Salary: $77,000–$143,000 in Los Angeles; $85,000–$145,000 in New York; $70,000–$130,000 in Charlotte, Phoenix, and Delaware. Eligible for bonus and/or commissions.

Company

hirify.global is a U.S. bank founded in 1954 and a subsidiary of Royal Bank of Canada.

What you will do

• Serve as a compliance subject matter expert for assigned consumer banking areas.
• Assess compliance risks and evaluate whether controls and processes adequately mitigate them.
• Analyze new and changing consumer laws and regulations and coordinate implementation with business areas.
• Monitor testing results, challenge compliance programs, document reviews, and manage issue remediation.
• Review marketing materials, lending accounts, policies, procedures, and employee training for regulatory compliance.
• Support regulatory examinations and serve as a liaison with regulators when requested.

Requirements

• Bachelor's degree or equivalent experience.
• At least 7 years of compliance or regulatory reporting experience in consumer lending.
• At least 5 years of combined experience in consumer lending, retail banking compliance, or a legal department.
• At least 3 years of experience managing projects or processes.
• Advanced knowledge of banking and consumer compliance regulations, including Regulations E, DD, CC, and FDIC regulations.
• Experience with physical and electronic payment operations, including ATMs, checks, lockbox, wires, ACH, credit and debit cards, and Zelle.

Nice to have

• Knowledge of NACHA rules.
• CRCM, CIA, and/or CFSA certification.

Culture & Benefits

• Medical, dental, and vision coverage available from the first month following the start date.
• Company-matched 401(k) contributions.
• Tuition reimbursement and internal upskilling and training resources.
• Vacation, sick, and volunteer time.
• Specialized health, family planning, fertility, and condition-support benefits.
• Career mobility support and colleague resource groups.