4 часа назад
Commercial Credit Development Program Associate
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Commercial Credit Development Program Associate (Commercial Banking/Financial Analysis): Developing credit analysis skills for middle-market companies and real estate developers through a 12-month training program, with an accent on borrower underwriting, financial spreading, risk ratings, covenant testing, and cash flow analysis. Focus on researching industry and economic trends, preparing written credit analyses, and supporting lending decisions across commercial banking, asset-based lending, equipment finance, business banking, and investment real estate.
Location: Pittsburgh, Pennsylvania, United States; onsite at 626 Washington Place. Candidates must be legally authorized to work in the U.S.
Company
F.N.B. Corporation is a financial services organization offering commercial banking and related lending services.
What you will do
- Analyze the creditworthiness of current and prospective commercial borrowers.
- Prepare complete written credit analyses and underwriting documentation.
- Use software tools for financial spreads, risk ratings, covenant testing, cash flow, and global cash flow analysis.
- Research industries, borrowers, and economic trends to support lending decisions.
- Perform credit risk analysis for Commercial Banking, Asset Based Lending, Equipment Finance, Business Banking, and Investment Real Estate.
- Build professional relationships with experienced bankers through networking, community involvement, and in-person meetings.
Requirements
- Bachelor’s degree in any relevant field; no prior professional experience required.
- Excellent verbal, written, and presentation skills.
- Strong analytical, organizational, multitasking, and attention-to-detail skills.
- Intermediate proficiency in Microsoft Excel and Microsoft Word.
- Ability to use a personal computer and job-related software in a fast-paced environment.
- Must be legally authorized to work in the United States; employment-based visa sponsorship is not provided.
Nice to have
- Financial services experience through internships or campus activities.
- Leadership demonstrated through extracurricular or community activities.
Culture & Benefits
- 12-month Commercial Credit Development Program with specialized training and stretch assignments.
- Professional development focused on banking, compliance, credit analysis, policies, procedures, communication, and leadership.
- Opportunities to network with leadership and tenured bankers.
- Successful completion may lead to another role or region within ’s business lines or support departments.
- Participation in community-oriented social engagements and networking activities.
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