7 часов назад
Small Business Lending Underwriter
Вакансия из Hirify Global, списка международных tech-компанийДля мэтча и отклика нужен Plus
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Small Business Lending Underwriter (Credit Risk): Analyzing and underwriting consumer and small-business loan applications, verifying documentation, and making credit decisions with an accent on repayment capacity, collateral valuations, tax returns, and regulatory compliance. Focus on evaluating borrower risk, approving loans within delegated authority, and ensuring accurate final loan documentation.
Location: Pittsburgh, Pennsylvania, United States. Primary office: 626 Washington Place. Candidates must be legally authorized to work in the U.S.; employment-based visa sponsorship is not available.
Company
Banking organization focused on lending, risk management, regulatory compliance, and customer financial services.
What you will do
- Review consumer and small-business loan applications and determine acceptance or declination based on risk.
- Validate application data against supporting documentation, including credit histories, financial statements, tax returns, collateral valuations, and appraisal reports.
- Assess repayment capacity, collateral, credit history, banking relationships, and regulatory considerations when making credit decisions.
- Approve loans within delegated authority and take responsibility for final document approval.
- Partner with loan processors, branch personnel, business development staff, and underwriters to support customer satisfaction.
- Educate bank personnel on lending policies, credit risk tolerance, regulations, and relevant loan products.
Requirements
- Bachelor’s degree in any relevant field; four years of commensurate experience may substitute, or two years of commensurate experience with an associate degree.
- At least three years of experience.
- Strong analytical, organizational, interpersonal, written, and verbal communication skills.
- Excellent project management and customer service skills.
- Ability to use a personal computer and job-related software.
- Microsoft Word at a basic level, Microsoft Excel at an intermediate level, and Microsoft PowerPoint at a basic level.
Culture & Benefits
- Work within the bank’s risk management program, with responsibility for identifying, reporting, responding to, managing, and monitoring business risks.
- Follow regulatory laws, company procedures, and compliance requirements.
- Contribute to employee education on lending policies and regulatory factors.
- Full-time employment at the Pittsburgh primary office.
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