Small Business Credit Analyst (Commercial Lending)

Location: Omaha, Nebraska, United States; hybrid schedule with in-person collaboration three days per week and remote flexibility two days per week.

Salary: $47,613–$78,560 base pay per year.

Company

hirify.global is a banking organization providing commercial lending and financial services.

What you will do

• Perform independent credit underwriting for small business CRE, C&I, and agribusiness loan requests, renewals, and annual reviews.
• Prepare accurate loan presentation packets, credit memorandums, risk-rating matrices, and supporting documentation.
• Spread and analyze borrower, guarantor, and related-entity financial statements, tax returns, cash flow, and contingent liabilities.
• Evaluate collateral, including margin and loan-to-value calculations, and assign appropriate credit risk ratings.
• Research borrower commitments and industry risks, approve requests within designated lending authority, and meet service-level requirements.
• Maintain compliance with lending policies, laws, regulations, internal controls, and the bank’s BSA/AML program while supporting internal and external customers.

Requirements

• Bachelor’s degree in Accounting, Business Administration, Finance, Economics, or a related field, or equivalent work experience.
• General understanding of financial statements, lending policies, procedures, documentation, cash flow analysis, and collateral analysis.
• Strong analytical skills, attention to detail, accuracy, thoroughness, and the ability to manage multiple deadlines independently.
• Proficiency with PC operations, Microsoft Office applications, and Outlook.
• Unrestricted authorization to work in the United States is required; future sponsorship is not available.

Nice to have

• Experience in credit analysis.
• Experience with nCino, Credit Assessment, or banking mainframe systems.

Culture & Benefits

• Hybrid work environment combining in-person collaboration with remote work flexibility.
• Medical, dental, and vision insurance.
• 401(k) plan with matching contributions.
• Paid time off programs, health savings account, and dependent care support.
• Tuition assistance, growth opportunities, and short- and long-term disability insurance.