Senior Counsel - Deposit & Bank Operations (Banking)

Location: Phoenix, Arizona, United States

Company

hirify.global is a nationwide financial institution and wholly owned subsidiary of Western Alliance Bancorporation, operating through multiple bank brands and AmeriHome Mortgage.

What you will do

• Advise business lines on laws and regulations covering deposit and bank operations, consumer lending, mortgage origination and servicing, payments, cash management, and customer matters.
• Provide legal support for diligence, drafting, negotiation, and risk assessment involving bank agreements, forms, customer-facing documents, and commercial contracts.
• Collaborate with compliance, risk, product, operations, and other stakeholders on policies, examinations, audits, and enterprise risk initiatives.
• Support business transactions, product development, operational issues, disputes, legal research, and external counsel engagements.
• Advise on payment platforms, cash management products, remote deposit capture, sweep products, online banking, payment optimization, and API banking initiatives.

Requirements

• 5+ years of related legal experience, preferably with financial institutions, bank operations, consumer lending, mortgage, payments, or regulatory compliance.
• Juris Doctor degree and an active license to practice law in Arizona or another U.S. jurisdiction are required.
• Intermediate to advanced knowledge of banking operations, including deposits, loan administration, treasury management, payment services, consumer lending, and mortgage servicing.
• Knowledge of consumer compliance and banking regulations, including TILA/Regulation Z, RESPA/Regulation X, ECOA/Regulation B, HMDA, FDCPA, SCRA, MLA, SAFE Act, UDAP/UDAAP, and applicable state laws.
• Ability to draft, review, negotiate, and advise on banking agreements, customer documents, technology partner agreements, and commercial contracts.
• Intermediate to advanced Microsoft Office Suite skills and expert written and verbal communication skills.

Culture & Benefits

• Competitive salary and company ownership opportunity.
• Medical and dental insurance.
• Paid time off and a 401(k) matching program.
• Tuition assistance, employee volunteer program, and wellness program.
• Opportunities to develop business and financial management knowledge.