Principal, Risk Manager - Residential Real Estate (AASP)

Location: New York City, 151 W 42nd Street; full-time onsite role.

Base salary: $300,000 per year, plus eligibility for a discretionary annual bonus.

Company

hirify.global is a global alternative asset manager providing yield, hybrid, equity, retirement, and asset-backed capital solutions.

What you will do

• Lead risk management for the residential mortgage warehouse portfolio across asset-backed finance activities.
• Underwrite transactions by assessing financing structures, collateral, originators, servicers, counterparties, fraud, reputational risks, and collateral controls.
• Approve transactions within delegated authority and challenge sales, portfolio, and structuring teams on risk and deal terms.
• Review warehouse facilities, whole loan pools, amendments, renewals, and ongoing portfolio credit quality.
• Work with Legal, Due Diligence, Compliance, Treasury, and deal teams on documentation, liquidity, liability, and control considerations.
• Prepare risk analyses and recommendations and present concerns and findings to investment committees and senior stakeholders.

Requirements

• Decision-making experience as a credit risk officer or credit approver for mortgage and asset-backed financing transactions.
• Strong expertise across residential mortgage collateral, including agency, non-qualified mortgage, business-purpose, single-family rental, HELOC, closed-end second, mortgage servicing rights, and servicer advance assets.
• Experience underwriting corporates using fundamental credit analysis and reviewing loan agreements.
• Strong financial analysis, modeling, stress testing, risk metrics, and risk management systems skills.
• Experience making critical decisions with significant financial impact and complex criteria, including highly structured warehouse facilities.
• Exceptional written and verbal communication skills, including presenting complex risk assessments to investment committees.

Nice to have

• Experience with unsecured consumer, renewables, credit cards, student loans, venture debt, SME lending, or fund finance.
• Background in a large bank or financial institution with structured credit training.

Culture & Benefits

• Benefits are designed to provide meaningful coverage for employees and their families.
• Collaborative environment built around challenging convention, championing opportunity, leading responsibly, and driving collaboration.
• Eligibility for a discretionary annual bonus based on personal, team, and firm performance.