Senior Associate, Credit Risk Analytics – Auto Loan Servicing (Fintech)

Location: Dallas, United States

Annual base pay: $101,250–$185,000 USD

Company

hirify.global is a global financial services organization undergoing a technology-driven, customer-centric transformation.

What you will do

• Analyze and monitor credit performance across the auto loan servicing portfolio, including delinquency trends, roll rates, cure rates, recoveries, and losses.
• Develop and enhance recurring and ad hoc credit risk reports, dashboards, presentations, and management reporting.
• Use advanced SQL to extract, analyze, and validate large datasets.
• Identify and communicate portfolio trends, emerging risks, opportunities, and issues affecting servicing strategies.
• Partner with servicing, collections, analytics, and risk stakeholders on strategic initiatives.
• Support risk assessments, controls, monitoring processes, regulatory expectations, and portfolio oversight.

Requirements

• Bachelor’s degree in a related field or equivalent experience, training, military service, or education.
• At least 9 years of analytical risk management, credit risk, or internal audit experience.
• At least 9 years of financial services or financial industry experience.
• Demonstrated ability to write complex SQL queries from scratch for extraction, analysis, reporting, and risk management.
• Knowledge of consumer collections, delinquency management, loss mitigation, servicing operations, credit policies, regulations, and applicable laws.
• Must be legally authorized to work full-time in the United States without employer sponsorship.

Nice to have

• Master’s degree in a related field or equivalent qualifications.
• At least 9 years of consulting experience.
• Established work history or equivalent experience, training, military service, or education.

Culture & Benefits

• Competitive rewards package based on skills, experience, training, licensure, certifications, and location.
• Benefits designed to support employees, families, and well-being.
• Strong risk culture with proactive and responsible risk management expectations.
• Inclusive and accessible application process with reasonable accommodations available.