Senior Analyst, Credit Risk (Fintech)

Location: Quarry Bay, Hong Kong

Company

hirify.global is a pan-Asian fintech platform operating digital banks and online financial services in Hong Kong, Mainland China, and Indonesia.

What you will do

• Design, update, and implement credit risk policies, procedures, and guidelines for retail lending.
• Establish and maintain credit risk governance frameworks, including risk limits and monitoring mechanisms.
• Identify, measure, monitor, and report credit risk exposures.
• Monitor credit portfolio performance, identify trends and vulnerabilities, and present findings to senior management.
• Prepare risk reports, dashboards, and recommendations for senior management.
• Drive improvements to credit risk systems, tools, and processes using data analytics and emerging technologies.

Requirements

• Degree in Finance, Mathematics, Risk Management, Statistics, or a related field.
• At least 3 years of banking experience in credit risk management for retail lending.
• Experience in credit risk analysis and policy formulation.
• Sound knowledge of personal loan credit risk management is preferred.
• Ability to work in a dynamic, multinational, high-pressure environment.
• Strong risk control, management, stakeholder relationship-building, and liaison skills.

Culture & Benefits

• Learning and development stipend supporting lifelong learning.
• Flexible time off for personal matters and family time.
• Wellness activities supporting physical and mental wellbeing.
• Open-plan office, thinking pods, free food and drinks, and collaborative social areas.
• Team activities including hiking, yoga, badminton, board games, and ping pong.