Payment Risk Analyst (Fintech)

Company

hirify.global operates a B2B SaaS business with self-serve online billing and a global payments ecosystem.

What you will do

• Evaluate and adjust payment risk levels and fraud rules across billing platforms.
• Optimize payment flows to increase legitimate transaction approvals and reduce chargebacks and fraud.
• Monitor payment flows, investigate failed transactions, identify abuse patterns, and resolve complex escalations in real time.
• Partner with Product, R&D, and Compliance to design secure payment features, integrate payment methods, and align with PSD2, SCA, and KYC requirements.
• Research payment trends, fraud vectors, and B2B SaaS benchmarks.
• Build dashboards for approval rates, chargeback ratios, and false positives, and present insights to senior leadership.

Requirements

• 2–4 years of experience in fraud or payment risk analysis, preferably in B2B SaaS with self-serve online billing.
• Hands-on experience with payment gateways and fraud prevention tools such as Stripe, PayPal, Adyen, Riskified, or Sift.
• Experience managing fraud across self-serve SaaS customer journeys and understanding its impact on conversion, trial-to-paid flows, and onboarding UX.
• Strong analytical skills with proficiency in MongoDB and Excel or Google Sheets.
• Understanding of credit card processing, chargeback lifecycles, B2B disputes, 3D Secure, trial abuse, multi-account creation, bot-driven signups, card testing, and business account takeover.
• Excellent written and verbal English skills for translating complex data into clear insights.

Nice to have

• Experience with BI tools such as Tableau.

Culture & Benefits

• Cross-functional collaboration with Product, R&D, Compliance, and senior leadership.
• Ownership of payment risk strategy and fraud prevention practices.
• Exposure to global payment trends, financial regulations, and B2B SaaS benchmarks.