Sr Analyst, Credit Risk

Location: Omaha, Nebraska, United States. Hybrid schedule with in-person collaboration three days per week and remote flexibility two days per week.

Salary: $81,662–$134,741 base pay per year.

Company

hirify.global is a bank providing consumer and small business financial services.

What you will do

• Develop executive dashboards for credit card risk metrics and communicate portfolio insights to risk committees, Marketing, Finance, and strategy teams.
• Analyze acquisition channels, partners, customer behavior, portfolio performance, delinquency, charge-offs, and utilization.
• Evaluate risk-adjusted returns across card products, customer segments, and acquisition channels.
• Develop and maintain credit risk forecasting models using statistical, time series, and survival analysis techniques.
• Document models according to model risk policies and communicate statistical analyses and forecasts to cross-functional stakeholders.
• Provide loss forecasts for marketing planning, portfolio purchases, reserves for bad debt, and portfolio stress testing.

Requirements

• Bachelor’s degree in Mathematics, Physics, Statistics, Engineering, Computer Science, or another quantitative field; an advanced degree is preferred.
• 3+ years of experience in credit management, credit risk forecasting, or another highly analytical business field.
• Knowledge of consumer and/or small business card products, statistical techniques, and loss forecasting methods.
• Experience with SQL, Python, SAS, and Power BI.
• Ability to work independently with data, identify complex business trends, propose solutions, and influence senior management.
• Unrestricted US work authorization is required; future visa sponsorship is not available.

Culture & Benefits

• Hybrid work environment with tools and technology supporting in-person and remote workdays.
• Medical, dental, and vision insurance.
• 401(k) with matching contributions.
• Time off programs, HSA, and dependent care support.
• Growth opportunities, tuition assistance, and short-term/long-term disability insurance.