Senior Director, Underwriting Strategies (Fintech)

Location: Newark, Delaware, with flexible hybrid working arrangements

Company

hirify.global provides education financing and support to students as they plan, complete, and move beyond higher education.

What you will do

• Design, develop, implement, and optimize credit underwriting strategies aligned with business objectives, risk appetite, and regulatory requirements.
• Own underwriting strategies from concept development and business case creation through implementation, testing, monitoring, and post-launch evaluation.
• Develop income verification frameworks and capacity-to-repay methodologies using data-driven insights.
• Lead and mentor underwriting strategy professionals while directly owning critical strategic initiatives.
• Partner with Credit Risk, Product, Compliance, Operations, Analytics, and Technology teams to implement strategies and improve customer outcomes.
• Analyze portfolio performance, lead champion/challenger testing, drive automation and process improvements, and support governance, audits, examinations, and regulatory reviews.

Requirements

• Bachelor’s degree in Finance, Economics, Business, or a related field.
• 10+ years of experience in credit risk, underwriting strategy, or related functions within consumer lending.
• Proven leadership experience managing teams and influencing cross-functional stakeholders.
• Strong analytical and critical thinking skills with proficiency in data-driven decision making.
• Deep understanding of regulatory frameworks and risk management principles.

Nice to have

• Expertise in credit scoring models and decisioning systems.
• Familiarity with income verification automation and capacity-to-repay methodologies.
• Excellent communication and presentation skills for executive-level reporting.

Culture & Benefits

• Flexible hybrid working arrangements.
• Competitive base salaries and bonus incentives.
• Generous PTO, floating holidays, and 12 observed federal holidays.
• Medical, dental, vision, hospital indemnity, critical illness, pet insurance, disability, and life insurance coverage.
• 401(k) with employer match, financial-well-being support, tuition reimbursement, and family scholarship programs.
• Paid parental leave, adoption reimbursement, career development, training, wellness programs, and employee assistance support.