Senior Director, Underwriting Strategies

Location: Newark, Delaware, with flexible hybrid working arrangements.

Company

hirify.global provides financial products and services that support students through higher education and their transition into life after school.

What you will do

• Design, implement, and optimize credit underwriting strategies aligned with business objectives, risk appetite, and regulatory requirements.
• Own underwriting strategies from concept development and business case creation through implementation, testing, monitoring, and post-launch evaluation.
• Develop income verification frameworks and capacity-to-repay methodologies using data-driven insights.
• Lead and mentor underwriting strategy professionals while personally managing high-impact strategic initiatives.
• Analyze portfolio performance, underwriting effectiveness, market trends, and customer outcomes to identify improvement opportunities.
• Partner with Credit Risk, Product, Compliance, Operations, Analytics, Technology, and Legal teams on decisioning, governance, automation, and regulatory execution.

Requirements

• Bachelor’s degree in Finance, Economics, Business, or a related field.
• 10+ years of experience in credit risk, underwriting strategy, or related functions within consumer lending.
• Proven experience managing teams and influencing cross-functional stakeholders.
• Strong analytical and critical thinking skills with proficiency in data-driven decision-making.
• Deep understanding of regulatory frameworks and risk management principles, including ECOA, UDAAP, and applicable FDIC guidance.

Nice to have

• Expertise in credit scoring models and decisioning systems.
• Familiarity with income verification automation and capacity-to-repay methodologies.
• Excellent communication and presentation skills for executive-level reporting.

Culture & Benefits

• Competitive base salary and bonus incentives.
• Generous paid time off, floating holidays, and 12 observed federal holidays.
• 401(k) retirement plan with employer match and comprehensive medical, dental, vision, insurance, and disability coverage.
• Paid parental leave, adoption reimbursement, tuition reimbursement, and family scholarship programs.
• Career development, training opportunities, wellness programs, counseling support, and fitness benefits.