Director, Credit Risk (Crypto)

Location: New York, NY, United States; hybrid with in-office collaboration expected 10+ days per month

Annual base salary: $204,000–$250,000 USD

Company

Builds crypto solutions for financial institutions, businesses, governments, and developers to support a more accessible global financial system.

What you will do

• Own and scale the global credit risk framework, including policies, risk appetites, underwriting standards, and limit structures.
• Partner with Sales, Product, Trading, and Financial Services to structure and execute institutional lending and credit transactions.
• Design on-chain risk parameters, automated monitoring, and collateral mechanisms for lending protocols and digital asset products.
• Oversee portfolio health, concentrations, covenants, collateral, internal ratings, scorecards, and stress-testing models.
• Partner with Legal and Compliance on credit documentation, master agreements, and security packages while advising senior leadership, the Risk Committee, and the Board.
• Build and mentor the credit team and lead tooling, automation, monitoring, reporting, and data-quality initiatives.

Requirements

• 10+ years of progressive credit risk, lending, or structured credit experience at a bank, prime broker, fintech, or digital asset firm, including 3+ years building and managing teams.
• Demonstrated success partnering with commercial teams to structure, negotiate, and close complex institutional lending or credit transactions.
• Exceptional financial modeling skills using Excel and Google Sheets; SQL and Python are a plus.
• Deep expertise in counterparty credit analysis, margin and collateral frameworks, and financial statement review.
• Strong understanding of digital assets, stablecoins, lending protocols, and crypto market dynamics, including volatility, custody, settlement, and liquidity risks.
• Experience partnering with technical teams to design and build models, leveraging Agentic AI solutions for underwriting and monitoring, and integrating third-party models and AI platforms in credit risk.
• Highly self-directed, proactive, solution-oriented, and able to communicate complex financial and risk concepts clearly to executives, board members, and external partners.
• Bachelor’s degree in Finance, Economics, Accounting, or a related field.

Nice to have

• MBA, CFA, or FRM.
• Low-ego, empathetic, team-first approach with strong cross-functional collaboration skills.

Culture & Benefits

• Fast-paced startup environment with experienced industry leaders and opportunities to work with emerging technologies.
• Professional development budget and learning opportunities.
• Flexible team- and manager-led in-office collaboration, with 10+ days per month for moments that matter.
• Competitive benefits covering healthcare, retirement, family support, parental leave, wellness, and vacation.
• Bonuses, equity, employee giving match, mobile phone stipend, catered lunches, stocked kitchens, and team events.