Credit Risk Expert (Fintech)

Location: Hybrid in Bogotá, Colombia; regular office presence is expected, especially during ramp-up or when required by the leader.

Company

hirify.global is a B2B fintech providing corporate cards, bill pay, financing, and spend-management infrastructure for businesses across Latin America.

What you will do

• Support credit risk modeling initiatives and align methodologies with business and risk objectives.
• Provide data intelligence and predictive analytics for credit strategies and portfolio performance.
• Develop and maintain regulatory and non-regulatory risk methodologies, including expected credit loss models.
• Monitor model performance, risk policies, and portfolio outcomes through Risk MIS, backtesting, and recalibration.
• Identify process improvements that increase efficiency, scalability, and risk-control outcomes.
• Communicate findings and recommendations to senior leadership and cross-functional stakeholders.

Requirements

• Academic background in Actuarial Science, Computer Science, Mathematics, Statistics, or a related field.
• Strong experience in credit risk management and portfolio management in Latin American markets.
• Advanced SQL skills and proficiency in other common modeling languages.
• Experience with data visualization, predictive analytics, model monitoring, backtesting, and performance evaluation.
• Strong understanding of data quality and integrity in financial datasets, regulatory frameworks, and credit-loss reporting.
• Fluent English is required.

Nice to have

• Fintech experience, preferably in a fast-paced, high-growth environment.
• Experience with financial audits, compliance documentation, and financial reconciliation processes.
• Exposure to credit card, payments, and B2B solutions.
• Familiarity with Latin American regulatory and compliance standards.
• Experience using modern collaboration tools such as Slack and Notion.

Culture & Benefits

• Product-led, high-ownership environment focused on clarity, simplicity, ownership, inclusion, and continuous change.
• Multicultural team with daily exposure to Portuguese, Spanish, and English.
• Competitive salary and stock options through ESOP from day one.
• Annual learning budget and accelerated internal development paths.
• Flexible vacation and a hybrid work model focused on results.